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StepChange: Debt advice reviews

4.95
Based on 16,564 reviews, last reviewed 10th May 2026
88900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

Paying of debts made simpler From the first time of contacting Stepchange they had taken away the pressure of how to deal with my deals, the process was simple and after going thr... Read more Reviewed on: 10th May 2026
Ray's avatar
Ray

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16564)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

The best thing I ever did

5
I had almost £20k of unsecured debt. I was barely able to make the minimum payments. Stepchange spoke with my creditors and arranged a manageable monthly payment. The relief was incredible. I felt like I had my life back. Reviewed on: 1st May 2024

Amazing helpful staff.

5
Amazing helpful staff. I went from despair to feeling calm within a few hours. Reviewed on: 1st May 2024

Helped me when I needed help.

5
Helped me when I needed help. Would have been stuck without them. Reviewed on: 1st May 2024

Helped me out when everything was going against me

5
Helped me out when everything was going against me Reviewed on: 1st May 2024

None judgemental honest helpful advise

5
None judgemental honest helpful advise Reviewed on: 1st May 2024

Stepchange have given me my life back.

5
Stepchange have given me my life back. Best thing I ever did was ring them. I was loosing sleep at night with worry, but not anymore. I can't thank them enough. Reviewed on: 1st May 2024

Stepchange have help me all the way I don't thing I...

5
Stepchange have help me all the way I don't thing I could none this on my own Reviewed on: 1st May 2024

Amazing!!

5
Stepchange have helped me no end, totally sympathetic from start to (nearly finish) always there when I need them, highly recommended if you were stuck in a massive rut like me Reviewed on: 1st May 2024

Excellent customers advisors

5
Since speaking to Step Change my out going’s have reduced, my metal health has improved as the pressure of my debts was taken away, I was at a very dark place before reaching out to Step Changes amazing employees who showed me compassion, empathy and wanted to help me. Reviewed on: 1st May 2024

Stepchange my saviour

5
Stepchange worked so hard to find a plan that would clear my large debt. I'm totally gratefully for there professionalism and patience in sorting out my finances for me. Reviewed on: 1st May 2024