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StepChange: Debt advice reviews

4.95
Based on 16,598 reviews, last reviewed 10th May 2026
90600% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

A Guiding Light out of the Darkness. Step Change has changed my life for the better, offering a supporting, guiding hand turning my debts into manageable monthly payments and offering pie... Read more Reviewed on: 10th May 2026
James Y's avatar
James Y

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16598)

Review of the StepChange, Debt advice:

The wisest decision we made was to contact Stepchang...

5
The wisest decision we made was to contact Stepchange when things were getting too much. They helped us get the space to breathe again. Reviewed on: 24th May 2025

Stress Free

5
Its great you can do it all on line Reviewed on: 1st May 2024

wonderful understanding staff

5
During a period of extreme anxiety due to mounting Legal bills I found myself between a rock and a very hard place. Not knowing where to turn a friend recommended StepChange. They were completely understanding of my situation. Reviewed on: 1st May 2024

Best choice I ever made calling StepChange

1
I had never heard of StepChange until Citizens Advice recommended them. So happy I called them, they talked me through my options & we came up with a Deft Management plan that I am able to meet each month. I won’t be debt free until 2028 but at least after years of not sleeping due to the worry I now sleep soundly. Highly recommended, extremely helpful & very friendly!!!! Reviewed on: 1st May 2024

Life changing .

5
Life changing . I was drowning in debt and couldn’t see a way out. Step change have been absolutely wonderful. Reviewed on: 1st May 2024

The best thing I ever did

5
I had almost £20k of unsecured debt. I was barely able to make the minimum payments. Stepchange spoke with my creditors and arranged a manageable monthly payment. The relief was incredible. I felt like I had my life back. Reviewed on: 1st May 2024

Amazing helpful staff.

5
Amazing helpful staff. I went from despair to feeling calm within a few hours. Reviewed on: 1st May 2024

Helped me when I needed help.

5
Helped me when I needed help. Would have been stuck without them. Reviewed on: 1st May 2024

Helped me out when everything was going against me

5
Helped me out when everything was going against me Reviewed on: 1st May 2024

None judgemental honest helpful advise

5
None judgemental honest helpful advise Reviewed on: 1st May 2024

Stepchange have given me my life back.

5
Stepchange have given me my life back. Best thing I ever did was ring them. I was loosing sleep at night with worry, but not anymore. I can't thank them enough. Reviewed on: 1st May 2024

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