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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18667 reviews)

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4.92

Based on 18,666 reviews, last reviewed 22nd Jul 2026

75620% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Hi my name is Albert . Hi my name is Albert . I'm very satisfied based on the services given to me so far by Stepchange. It is so much appreciated. Im very grateful thanks ... Read more Reviewed on: 22nd July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18667)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

10/10 - Fantastic service!

During a difficult time the team were outstanding! They were informative, quick and help me put my mind at ease. I have and will continue to recommend their services. Reviewed on: 15th May 2024

Gave great financial advice and support

Step change was able to provide me with debt management advice as well as helping me to understand my finances and make a suitable and effective financial plan for the future. Reviewed on: 15th May 2024

Best thing I did.

They are so helpful and understanding, best thing I ever did and I would highly recommend anyone using them. Reviewed on: 15th May 2024

Step change really changed my life.

Step change really changed my life. Due to some large vet bills I accumulated a debt on my cr cards. Step change took the worry away and have made it much easier for me to pay off my debt and get my life back. Reviewed on: 15th May 2024

Don't be afraid, take control

I was stuck in a debt cycle from my 20s having loan after loan, never paying credit cards off and feeling sick with worry as my outgoings outweighed my income each month Stepchange have helped me take control of my finances for the first time in my life. No judgement, just helpful advice and continuous support. I wish I had gone to them sooner Reviewed on: 15th May 2024

Very understanding and kind.

Very understanding and kind. Honest about what would work best for my circumstances. Reviewed on: 15th May 2024

When I was in a crisis step changed help me sort my...

When I was in a crisis step changed help me sort my money worries out. When I updated my expenses this year step change help me put it right when I made a mistake with my calculations. Your advice and will to help is one in a million. Reviewed on: 15th May 2024

Step change saved my life

Been on dmp for a few years. Excellent online system and always clear advice. I was at rock bottom when I first contacted them but they really helped and I'm in a much better place financially, and therefore coping a lot better. The online tools are good and even give suggested amounts for some budget items. Reviewed on: 15th May 2024

Helped me out when I was really struggling.

Helped me out when I was really struggling. They have always been so understanding and come up with the best solutions Reviewed on: 15th May 2024

Excellent customer service and great service.

Excellent customer service and great service. Reviewed on: 15th May 2024

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