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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

From debt distress to debt free support

From the minute I contacted the team in a terrible state they took away all of my worries and sleepless nights and helped me all the way to clearing my debt. I can’t recommend enough to anyone in financial trouble. Reviewed on: 15th May 2024

Masterclass

Helpful efficient service and good support given. Reviewed on: 15th May 2024

I was in a previous debt management agreement with a...

I was in a previous debt management agreement with a local company, however they charged a monthly management fee. Moving over to StepChange who offer their services free of charge, means that my dedicated total monthly payment goes directly to paying off my debts. I can manage, update and monitor my account with StepChange online. Reviewed on: 15th May 2024

Like savers

Stepchange have helped me out massively helping also with my mental health through worrying about money. Reviewed on: 15th May 2024

Support where it’s needed the most

I found Step Change to be fully understanding and supportive in assisting me with the situation I found myself in. From the day I contacted them my experience has been one of less anxiety and stress knowing they are available to assist should I need further support. One to one service I cannot speak highly enough of this much needed help for people like me Reviewed on: 15th May 2024

Excellent and caring

Excellent people who helped me out so much. They were very caring given my situation. And I now feel back in control Reviewed on: 15th May 2024

Stepchange are excellent in what they do ..

Stepchange are excellent, they are amazing, they’ve helped me such a lot, customer service is A*****, so understanding and helpful I’m so glad I reached out to stepchange, can not thank stepchange enough, big thankyou Reviewed on: 15th May 2024

Step Change literally changed my life

A few years ago I was at an all time low, I owed a huge amount of money and my family didn’t know. A friend told me about step change and they literally saved my marriage and probably saved my life. I will always be eternally grateful for all of their help. Thank you Reviewed on: 15th May 2024

Very helpful and they do very good for everybody

Very helpful and they do very good for everybody Reviewed on: 15th May 2024

I contacted Step Change when my financial situation...

I contacted Step Change when my financial situation got on top of me and, they have helped to sort my repayments to be more manageable. They have been brilliant. I don't know what would have happened had I not found them. Reviewed on: 15th May 2024

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