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StepChange: Debt advice reviews

4.95
Based on 16,697 reviews, last reviewed 12th May 2026
95350% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

Step-change, my peace of mind. Without Step-Change things would be so different for me.They never judge, are empathetic and friendly. I put off contacting anyone before them as I wa... Read more Reviewed on: 12th May 2026
Karen Rea's avatar
Karen Rea

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16697)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

You have always looked after me and stopped me worry...

5
You have always looked after me and stopped me worrying over the years Reviewed on: 1st May 2024

Heavily in Debt

5
Was very heavily in debt and struggling financially and emotionally. Stepchange listened with no judgement. And dealt with all my debtors. Am still in debt and will be for some time but Stepchange have made a massive difference to my life and am able to pay back all my debt in an affordable way. Reviewed on: 1st May 2024

WILLING TOO LISTEN

5
brilliant staff seem to understand what is needed.Never talk down to you,they just help. Reviewed on: 1st May 2024

Debt guide

5
The company was very helpful to when I did not know how to sort my debt out. They came to my help and it could not be better. Reviewed on: 1st May 2024

How Step Change helped me

5
I have had a really good experience Step Change have been able to sort everything for me and I am now in a position where I can manage my debt which means I now see an ending to my worry each month and can now see light at the end of the tunnel. Reviewed on: 1st May 2024

Very supportive and engaging

5
I have used step change for a while now. They are very supportive and have always advised me what was best for my personal circumstances. They are also happy to ensure you actually can afford what you claim to Reviewed on: 1st May 2024

Good a relief helped me sort myself out with my fina...

5
Good a relief helped me sort myself out with my finances Reviewed on: 1st May 2024

A helping hand.

5
Six months before we retired we knew we would have debts we could not cover with our pensions so we contacted Stepchange who got in touch with our creditors and arrange a debt management plan for us .What a relief, it took all the worry and stress away. We are still paying our debt off but at a rate we can afford.Thank you Stepchange Reviewed on: 1st May 2024

Very friendly, helpful and supportive system.

5
Very friendly, helpful and supportive system. Reviewed on: 1st May 2024

Step Change

5
After worrying for years about my debts I contacted Step Change. They were very helpful and I am now, with their help, in control of my finances and able to sleep at night. My only regret is not contact them sooner. Reviewed on: 1st May 2024