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StepChange: Debt advice reviews

4.95
Based on 16,493 reviews, last reviewed 9th May 2026
85450% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

Fantastic Stepchange have been fantastic, they helped when it was needed the most, working out a plan & relieving the stress & worry. Reviewed on: 9th May 2026
TM's avatar
TM

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026
Darren M's avatar
Darren M

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16493)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Superb service.

5
Outstanding service. Stepchange basically saved me from the wolves, I can’t thank Stepchange enough. Reviewed on: 1st May 2024

Stepchsnge were there to help me when nobody else co...

5
Stepchsnge were there to help me when nobody else could. They don’t judge they just offer help and support which in times of such stress is undeniably what you need in times of trouble. When you ring you are always able to get through to someone and the level of help and support is fabulous! Reviewed on: 1st May 2024

Love them - had so many con artists trying to rip me...

5
Love them - had so many con artists trying to rip me off at my most vulnerable time - thank god I found these honest people Reviewed on: 1st May 2024

.gave me my life back

5
They were easy to talk to and made a very stressful situation much more manageable. Reviewed on: 1st May 2024

Excellent best move i have ever made, contacting ste...

5
Excellent best move i have ever made, contacting step change. It literally changed my life for the better and relieved me of so much stress, worry and shame. The staff are super helpful and non -judgemental. I would recommend them to anyone struggling with debt. Reviewed on: 1st May 2024

staff knowledge brilliant very understading makes yo...

5
staff knowledge brilliant very understading makes you feel at ease Reviewed on: 1st May 2024

Was sinking into debt.

5
Was sinking into debt.was thinking about walking away from everything,the mortgage,the family everything.contacted step change and after I had finished crying they told me about the solution to my problems and I could finally sleep and feel confident in the future Reviewed on: 1st May 2024

After suffering from a lot of stress over my debts s...

5
After suffering from a lot of stress over my debts stepchange helped with every thing and it was like a big weight off my shoulders Reviewed on: 1st May 2024

I am getting sorted

5
I have been under step change for 3 years and I now have my finances and debt under control. Every year I have a financial review with them it’s a brilliant service. Reviewed on: 1st May 2024

Helpful and judgement-free

5
Right from the start, StepChange were full of support and judgement-free. It was all really easy: I gave them the details of my debts, signed a direct debit agreement and that was it! It took 2-3 years overall, and £18k later my debts are cleared. Reviewed on: 1st May 2024

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