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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16496 reviews)

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4.95

Based on 16,496 reviews, last reviewed 9th May 2026

85600% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Always helpful and understanding, Always helpful and understanding, Reviewed on: 9th May 2026

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16496)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

After suffering from a lot of stress over my debts s...

After suffering from a lot of stress over my debts stepchange helped with every thing and it was like a big weight off my shoulders Reviewed on: 1st May 2024

I am getting sorted

I have been under step change for 3 years and I now have my finances and debt under control. Every year I have a financial review with them it’s a brilliant service. Reviewed on: 1st May 2024

Helpful and judgement-free

Right from the start, StepChange were full of support and judgement-free. It was all really easy: I gave them the details of my debts, signed a direct debit agreement and that was it! It took 2-3 years overall, and £18k later my debts are cleared. Reviewed on: 1st May 2024

My direct debit has been cancelled and I am very wor...

My direct debit has been cancelled and I am very worried Reviewed on: 1st May 2024

Great help in desperate times

Really help understanding and non judgemental Reviewed on: 1st May 2024

I have found the very helpful and my mind was reall...

I have found them very helpful and my mind was really eased when they sorted my debt plan for me. I only have roughly 11 months to go and I will be debt free. Reviewed on: 1st May 2024

A truly wonderful charity.

A wonderful charity, detailed and through advice that is tailored to meet your individual needs. Amazing customer service that goes above and beyond. I feel so supported by them and they have made everything so more more manageable. Reviewed on: 1st May 2024

These poeple have done so much for me .

These poeple have done so much for me . Reviewed on: 1st May 2024

calm, realxed and very professional.

calm, realxed and very professional... can't thank you enough Reviewed on: 1st May 2024

Pure angel's

At the start of our debt journey we were in absolute despair but things changed as soon as we picked up the phone and spoke to the very first advisor. She put our minds at rest straight away and gave us the strength and focus to begin our journey. Over the years all we have ever been is supported by all the staff we have been in contact with. They take away the shame and embarrassment of being in debt. I can never thank them enough. They saved my life. Reviewed on: 1st May 2024

Alternative products

Debt advice
from National Debtline 4.90 from 7 reviews
Debt Solutions
from Debt Advisory Centre 5.00 from 1 reviews
Debt Management
from DFH Financial Solutions 3.67 from 3 reviews

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