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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

5
I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Very knowledgeable people who are very supportive in...

5
Very knowledgeable people who are very supportive in a time of huge stress and pressure Reviewed on: 2nd June 2025

Brilliant staff who helped us get on top of things,...

5
Brilliant staff who helped us get on top of things, no judging just calm and helpful Reviewed on: 2nd June 2025

Invaluable service.

5
I don't know what I'd have done without StepChange. They have been a complete lifesaver. Highly recommended for anyone in debt and unsure how to get out. Reviewed on: 2nd June 2025

Always keeping me informed and always helpful

5
Always keeping me informed and always helpful Reviewed on: 1st June 2025

Got to a stage when couldnt face the growing mail ge...

5
Got to a stage when couldnt face the growing mail getting from the creditors. I knew I had to di something so took the courage to speak with Stepchange,in the end I had nothing to worry about as they made you feel at ease and always talked you through everything and helped in any way that they could. Once everything was completed and put into place then I started to feel more relaxed in things knowing that I had help there if ever needed Reviewed on: 1st June 2025

Good advice and great help

5
We have been clients with step change for many years and always have had an excellent sevice Reviewed on: 1st June 2025

I'm very pleased with the service and assistance

5
I'm very pleased with the service and assistance Reviewed on: 1st June 2025

Life-Changing Support from StepChange

5
I can't thank StepChange enough for the support they gave me during an incredibly stressful time. I was struggling with over £70,000 of debt and didn’t know where to turn. From the very first contact, they were understanding, professional, and never judgmental. They took all the hassle out of dealing with creditors—no more scary letters or phone calls. Everything was handled on my behalf, and it felt like a huge weight was lifted from my shoulders. Updating them on my situation was always straightforward, and they were easy to reach whenever I had a question or needed advice. Thanks to StepChange, I can finally sleep easy at night. Their help has been absolutely life-changing. Reviewed on: 1st June 2025

Reassuring support...

4
At a time when things feel very unsettled, StepChange offer reassuring guidance through a very unpleasant time. Reviewed on: 1st June 2025

At last I can breathe easy!

5
Very understanding advisors, clear and consice explanations and requests. Reviewed on: 1st June 2025