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StepChange: Debt advice reviews

4.95
Based on 16,668 reviews, last reviewed 11th May 2026
93950% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Debt Advice i have ever had Spoke with a representative , who was calm and reassuring, who had experienced debt himself, who talked me trough several options and together we put ... Read more Reviewed on: 11th May 2026
Colin A's avatar
Colin A

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16668)

Review of the StepChange, Debt advice:

Fantastic

5
I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

Best thing I did

5
Treat you with respect not money-making they are a charity saved me many sleepless nights! Everything can be done online and managed the same way an absolute life saver don’t put it off get online or call now Reviewed on: 1st May 2024

brilliant

5
very helpful and easy to talk to, non judgemental and online is very easy Reviewed on: 1st May 2024

Feel in despair

5
My husband and I felt swamped in debt. We couldn't manage from month to month. Going through covid and then the coat of living crisis, we felt lost. Step change helped manage our finances and stopped the companies we owed, putting interest on, so we could pay off what we owed. We are now debt free. Thank you x Reviewed on: 1st May 2024

Stepchange helped me to see a way forward, I am now...

5
Stepchange helped me to see a way forward, I am now able to manage my money and very close to successfully paying my debts off. I am very grateful to Stepchange it is a much needed service. Thank you for letting me see a way forward out of debt. Reviewed on: 1st May 2024

Easy to deal with, every call is successful.

5
Easy to deal with, every call is successful. Would be better if they had an app and own assigned account manager Reviewed on: 1st May 2024

Everyone is easy to speak with and helpful .

5
Everyone is easy to speak with and helpful . Reviewed on: 1st May 2024

the best of the best

5
Great people with clear step by step action on how to best resolve your situation. Always go the extra mile and can accommodate for any life inconveniences / curves balls Reviewed on: 1st May 2024

Before I contacted Step Change I didn’t know where t...

5
Before I contacted Step Change I didn’t know where to turn for help. I was constantly worried and stressed about money. When I had paid my bills I had nothing left to live on so then had to borrow more money to survive the month till the next pay day. Due to COVID all my overtime was stopped leaving me with even less wages to pay my bills. I spoke to a friend who suggested I contact Step Change and I’m so glad I did as it was the best thing I could have done. Now my debts are still getting paid but I have money to live on.A massive thanks to them for helping me to get out of my financial difficulties. Reviewed on: 1st May 2024

Stepchange have helped me get back on track with my...

5
Stepchange have helped me get back on track with my outstanding debts. Reviewed on: 1st May 2024

Simply the best

5
They are simply so good friendly very knowledgeable nothings too much trouble always adding yiu . Yiu are not alone with stepchange Reviewed on: 1st May 2024