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StepChange: Debt advice reviews

4.95
Based on 16,674 reviews, last reviewed 12th May 2026
94250% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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97%
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3%
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0%
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Latest highest rating:

5

You send your payment . You send your payment .i do what i can afford and stepchange pay my creditors Reviewed on: 12th May 2026
Andrew l's avatar
Andrew l

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16674)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

My personal experience with Stepchange is excellent.

5
My personal experience with Stepchange is excellent. The reason I put a 1 for recommendation, is just hoping that I would never have too. Reviewed on: 1st May 2024

I have been with Step Change for many years they hav...

5
I have been with Step Change for many years they have helped me through some very hard times. Being in Debt is not pleasant Reviewed on: 1st May 2024

Absolutely brilliant.

5
Absolutely brilliant. I was recommended stepchange by a family member and they have been amazing. Reviewed on: 1st May 2024

Non-judgmental, friendly but businesslike.

5
I'm relieved that, although I still have debts, they are being managed in a sustainable and stress-free way. I didn't want to be or anticipate being in debt when I retired but at least there is now some light at the end of the tunnel. I am grateful to Stepchange for dealing with me in a non-judgmental and friendly but businesslike way. Reviewed on: 1st May 2024

Peace of mind

5
Step Change has given me the peace of mind that my debt is being payed back in an affordable way. I’m so glad that a charity told me about them. I couldn’t recommend them enough. Reviewed on: 1st May 2024

They are the most lovely kind people you could ever...

5
They are the most lovely kind people you could ever want to talk to about your problems they are unbelievable Reviewed on: 1st May 2024

I was in dept and did not know were to turn I was ad...

5
I was in dept and did not know were to turn I was advised to contact dept change and never looked back Reviewed on: 1st May 2024

Supportive and informative advice. Exceptional service.

5
I went to StepChange when I was right at the point of disaster after a change in circumstances. The person I spoke to talked through my options and recommended debt management, and said I was entitled to Breathing Space which was a godsend. I am now almost 3 years into my plan and it has changed my life so much. I can afford to live again without the constant fear which was making me quite ill. I cannot thank them enough for their help. Reviewed on: 1st May 2024

Step Change gives a way out of debt misery.

5
Step Change is a company that took all the pressure out of financial mess I had accumulated in a acrimonious divorce, without step change these creditors would have continued to threaten and bullied me into my downward debt spiral. Their help and guidance replaced dread with positivity that I was not the only one and things will get better, although still in debt, I do not feel helpless, well done StepChange. Reviewed on: 1st May 2024

There is a light at the end of the tunnel

5
From completing the required forms to discussing my whole situation, Stepchange changed my whole outlook from a situation I thought I could not get out of. There compassion and professionalism was and continues to be amazing. I can now see the light at the end of the tunnel thanks to Stepchange and their staff. Reviewed on: 1st May 2024