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StepChange: Debt advice reviews

4.95
Based on 16,598 reviews, last reviewed 10th May 2026
90600% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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0%
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0%
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Latest highest rating:

5

A Guiding Light out of the Darkness. Step Change has changed my life for the better, offering a supporting, guiding hand turning my debts into manageable monthly payments and offering pie... Read more Reviewed on: 10th May 2026
James Y's avatar
James Y

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16598)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

I could find no way out of my crisis!

5
I was deeply in debt with credit and store cards and could not longer meet my payments. I am a pensioner and just didn’t know how to resolve this. Stepchange took over the contact with my creditors and reached an affordable rate at which to settle the debts. I’m doing so took the worry and anxiety off my mind. Reviewed on: 1st May 2024

Been handling my debt for many years diamond of a co...

5
Been handling my debt for many years diamond of a company took all my worries away Reviewed on: 1st May 2024

Takes the pressure off stops all worry knowing that...

5
Takes the pressure off stops all worry knowing that the pressure is off.so easy to do and very simole Reviewed on: 1st May 2024

Took a very stressful situation and made it an easy...

5
Took a very stressful situation and made it an easy one. Gave excellent advice unique to my situation and always supportive when I needed to make changes to my minimum payment. Reviewed on: 1st May 2024

Very helpful people on the phone explain everything...

5
Very helpful people on the phone explain everything in detail... Reviewed on: 1st May 2024

It has been first class in all aspects u

5
It has been first class in all aspects u Reviewed on: 1st May 2024

So helpful and kind.

5
So helpful and kind. They really helped me with my debts. The customer service is excellent. You really feel their there to help you. Reviewed on: 1st May 2024

Very grateful to step change and thier staff , I’m n...

5
Very grateful to step change and thier staff , I’m not sure where I would be right now if I didn’t use them Reviewed on: 1st May 2024

Excellent Service - Debt Management

5
I switched to step change for advice on my debt management plan as i was being charged on my current one. Step Change made it really simple for me to switch it over. The process was simple, quick and someone was always on hand if I needed help Reviewed on: 1st May 2024

Excellent service and support.

5
Excellent service and support. People on the phone are friendly, knowledgeable and put you at ease, The support for what can be a worrying time is second to none and I feel confident of the change Reviewed on: 1st May 2024

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