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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18663 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Excellent service all round

Cannot praise enough everyone I have dealt with has been most helpful in some cases over and beyond what I would have expected they have certainly got us back on the road to recovery with a sensible affordable plan Reviewed on: 8th July 2020

Stepchange is a wonderful organisation.

Stepchange is a wonderful organisation. They helped me deal with a significant level of debt by establishing a workable payment plan to my creditors. Their staff are without doubt the best people I have ever come across in their positive support and kindness. They always find a solution when things look overwhelming and without them at the end of a phone line I don't think I would be where I am now. Reviewed on: 7th May 2024

I have been impressed with Step Change as my choice...

I have been impressed with Step Change as my choice of Debt Management. They’ve been extremely helpful, professional and at the same time friendly and understanding. They have advised and guided me through my repayments with varying options and I am grateful they were there when I couldn’t see a way out. I would advise anyone with Debt to contact Step Change as soon as possible. No more sleepless nights and constant worry how to pay the bills. Reviewed on: 7th May 2024

Always helpful and puts my mind at rest.

Always helpful and puts my mind at rest. Reviewed on: 7th May 2024

supportive staff , super online portal which is easy...

supportive staff , super online portal which is easy to use, professional service Reviewed on: 7th May 2024

Great first step.

Great first step. Admitting you have a problem with debt/money is the major first hurdle but StepChange are there to help and not judge. The initial process is a little time consuming but is necessary to make sure the solution suits your needs. I'm extremely glad I got in contact with StepChange and I'm happy to say that after 5 years I am debt free and no longer dreading the doorbell ringing or the letters the postman is delivering. StepChange gave me back a positive outlook and I hope I never have to use them again, but so glad they were there when I needed that help. Reviewed on: 7th May 2024

They are above excellent

They are an excellent resource for people like me who are in a financial hole. Nothing is a problem, and they take all the stress out of the process. A wonderful charity. Reviewed on: 7th May 2024

Stepchange has given me back my life.

Stepchange has given me back my life. I was drowning in debt until they took charge of my finances. In one month time I will be debt free. They are helpful when I have phoned and are sympathetic and help solve any issues I have had. Thank you ! Reviewed on: 7th May 2024

I have had no problem with anything Stepchange have...

I have had no problem with anything Stepchange have provided, it has completely eased our financial situation, would recommend Stepchange 100%, well communicated via email Reviewed on: 7th May 2024

Working with Step Change is a godsend!

I'm working with Step Change in order to manage my fathers debt. They've fully understood his situation and at the heart of it, negotiated a repayment plan that he can manage and as a result, they've taken away all of the stress of a difficult situation. Reviewed on: 7th May 2024

Stepchange has been a lifesaver for me, the staff ha...

Stepchange has been a lifesaver for me, the staff have been professional and extremely helpful throughout the process, thankyou Reviewed on: 7th May 2024

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