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StepChange: Debt advice reviews

4.92
Based on 18,647 reviews, last reviewed 26th Jun 2026
188550% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service, very easy to complete the applica... Fantastic service, very easy to complete the application process. Reviewed on: 26th June 2026
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A A

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18647)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Customer Service is excellent dealt with my querie...

5
Customer Service is excellent dealt with my querie straight away 100 % The best Reviewed on: 27th May 2026

Amazing advice and support

5
The people on the phone are amazing – so kind, supportive and always grateful for advice with no judgement . Website is good to very clear and it’s really motivating to be able to see the amounts reducing.. Reviewed on: 27th May 2026

They are life savers!

5
It is as simple as little sentence - they have saved my life!!! Reviewed on: 27th May 2026

On your side

5
Always helpful and efficient . Helped when I didn’t know where to turn Reviewed on: 27th May 2026

StepChange helped to give me back my life

5
I turned to StepChange as a last resort to sorting out my hideous debts, after separating from my ex-husband. They were very helpful and understanding; organised Breathing Space with all my debtors and helped me to work out what I could comfortably afford to pay off each month. I have been able to pay more when I could and pay less when times were harder. I cannot recommend them highly enough. Thank you StepChange, for helping me to manage my finances and to give me my life and sanity back. Reviewed on: 27th May 2026

It really helps me a lot and everyone is very friend...

5
It really helps me a lot and everyone is very friendly and treats me very well. It helps everyone. Thank you very much for your cooperation. Reviewed on: 27th May 2026

Debt help

5
i found step change very easy to talk to and I went through everything very straightforward and kept in contact with me Reviewed on: 27th May 2026

Life saver.

5
Life saver. Great company, knowledgeable people, easy to use website. You’ve changed my life. Thank you. Reviewed on: 27th May 2026

Live changing experience

5
Live changing experience, their services gave me a chance to live a normal life while continuing to pay my debts. Reviewed on: 27th May 2026

Superb service delivered with compassion

5
I was in a state of very poor mental health when I first contacted StepChange (with the help of my friend). The advisors were compassionate, very helpful and clearly well trained in dealing with clients with mental health difficulties. They helped me find the right solution for my circumstances and now I am almost debt-free. Their online platform let me monitor my progress - clear and easy to understand. A superb service, and also free to use. Reviewed on: 27th May 2026

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