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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18660 reviews)

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4.92

Based on 18,660 reviews, last reviewed 8th Jul 2026

189050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Amazing .... Thank You

I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

It was great to have a very professional team that s...

It was great to have a very professional team that support my way out of debt Reviewed on: 3rd May 2024

All excellent, saved me a huge amount of grief.

All excellent, saved me a huge amount of grief. Sometimes difficult to get hold of someone however their service is invaluable. Reviewed on: 3rd May 2024

Looks like fraud.

Started took money from my account but still haven't sorted out my depts Reviewed on: 3rd May 2024

Very supportive customer service team

I have been with step change for about 3 years and they have helped to get in control of my debts. The customer service team and very friendly and understanding. My plan is always manageable and the team work hard to ensure payments are realistic. Reviewed on: 3rd May 2024

So easy wish I'd done it sooner..

I called Stepchange to start with to talk through my options and the lqdy was so kind and understanding. The online portal was easy to set up and helps me manage my account, I've increased my payments twice due to payrises and its easy to jump on there to calculate a new payment. I've always felt supported by them. Reviewed on: 3rd May 2024

No axe to grind honest straightforward debt advice

easy to deal with, they do not judge, most things can be done online but if you need to speak to someone there is the phone, they could do with being open on the weekend currently it's Monday - Friday 8am to 6pm which can be a bit restrictive especially if you are working full time, and are not computer savvy, - but as I have already said most things can be done online 24 hrs. a day, I tend to communicate via email so I know what I have said, and I know what has been said to me so it saves any possible confusion, although it can be a bit long winded, instant messaging it is not! Be honest and open with Step change and they will be the same in return, their advice can be relied upon, they have no axe to grind, I am happy to recommend them Reviewed on: 3rd May 2024

Non-judgemental help when you might need it the most

StepChange offers a very supportive and valuable service for those looking to manage their debt. The benefits of having a structured plan and supportive staff help alleviate the stress associated with debt. For anyone struggling with debt, you have to make the first step and then StepChange will handle the rest -- they negotiate with your creditors and do a fantastic job of making sure all you have to do is make one payment which is shared amongst your creditors -- if this is too much, or too little, you can easily make changes and it all updates quickly. Reviewed on: 3rd May 2024

One phone changed everything

The best thing I ever did. So professional and helpful, they gave me peace of mind. Reviewed on: 3rd May 2024

StepChange helps lives.

I was scattered and pressured with my Debt and ways made to feel bankruptcy was the only option till I was recommended to StephChange and they have help me manage my finances, my stress and health. They're very understanding and knowledgeable. Reviewed on: 3rd May 2024

Understanding and helpful

Very understanding and helpful, took the weight off my shoulders Reviewed on: 3rd May 2024

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