Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,783 reviews, last reviewed 16th May 2026
99450% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Charity After years of sleepless nights worrying about money troubles, we are now on track to pay off our debts gradually. so glad we contacted Stepchange, th... Read more Reviewed on: 16th May 2026
Baldeagle's avatar
Baldeagle

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16783)

Review of the StepChange, Debt advice:

Great, helpfully service

5
Really helpfull and knowledgeable people. The advisor gave me advise and guided me through the whole process to set up my debt management plan. Now, I don't wake up during the night worrying because I know my financial situation getting and my debt is reducing. Reviewed on: 7th June 2025

Stepchange - an incredible organisation.

5
I would not have any peace of mind without their guidance and support. They walked me through my options, stood by my side and helped me maintain my dignity. Amazing people . Reviewed on: 1st May 2024

Stepchange took the weight and worry from me 10 year...

5
Stepchange took the weight and worry from me 10 years ago. I could never have got to the position I am in without them - almost debt free . They have always been professional, sincere and willing to listen and help. I have no complaints whatsoever and I’m so glad I was told about them . Reviewed on: 1st May 2024

Would Highly Recommend To Anyone With Nowhere To Turn

5
Helped me out of a sticky situation and always able to answer and queries I’ve had about any of my debts. Would highly recommend to anyone that finds like they haven’t anywhere to turn as they took away having to contact all debt companies and negotiated a deal while taking no fee themselves Reviewed on: 1st May 2024

So helpful

5
They are so helpful and you never feel they are judging you. Reviewed on: 1st May 2024

Stepchange have helped me tremendously, taken a big...

5
Stepchange have helped me tremendously, taken a big weight of my shoulders and are always professional, can’t recommend them enough if your struggling Reviewed on: 1st May 2024

They helped me sleep at nights without the worry of...

5
They helped me sleep at nights without the worry of debt Reviewed on: 1st May 2024

From start to finish the advisors were first class i...

5
From start to finish the advisors were first class informative, understanding and helpful. Reviewed on: 1st May 2024

I was drowning in debt with no way out.

5
I thought I was drowning in debt with no way out until Step Change changed that for me. I was stressed and worried about my family's future but now I'm making manageable payments and clearing my debts without being chased by my creditors and needing to sacrifice necessities to make payments to them. Reviewed on: 1st May 2024

Financially at the bottom of the barrel one phone ca...

5
Financially at the bottom of the barrel one phone call helped find best solution for me and thank you for your help Reviewed on: 1st May 2024

Incredibly helpful, non judgemental, knowledgeable

5
Incredibly helpful, non judgemental, knowledgeable people work at this great charity. Most of the advisors have gone through what you are going through so combine empathy and real understanding of your situation with informed and reassuring advice. The DMP takes care of dealing of dealing with creditors and a real weight off one's shoulders Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products