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StepChange: Debt advice reviews

4.92
Based on 18,627 reviews, last reviewed 15th Jun 2026
187700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Saving Grace that is actually there to help. Disaster happened, panic set in, many creditors all with pending payments and not enough money coming in any more to pay them... One day to breathe an... Read more Reviewed on: 15th June 2026
Ionic SpringTree's avatar
Ionic SpringTree

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18627)

Review of the StepChange, Debt advice:

Retaking control

5
You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Extreme expertise and professional Staff is what who...

5
Extreme expertise and professional Staff is what whoever may expect from StepChange. Reviewed on: 27th May 2026

Step change took all the worry away dealt with my cr...

5
Step change took all the worry away dealt with my creditors putting my mind at rest I could not have done it without them step change took all the worries away Reviewed on: 27th May 2026

StepChange helped me manage my out of control credit...

5
StepChange helped me manage my out of control credit card debt. My debt is gradually reducing and I no longer feel under pressure. I wish I had contacted them sooner. Don’t delay. Call today. Reviewed on: 27th May 2026

Excellent service, thank you for everything, can't f...

5
Excellent service, thank you for everything, can't fault anything Reviewed on: 27th May 2026

Staff really helpful and discussed options

5
Staff really helpful and discussed options Reviewed on: 27th May 2026

Best and helpful

5
Stepchange was so helpful and non judgemental I highly Recommend them. Reviewed on: 27th May 2026

I was in a dark place

5
I was in a dark place and without their help and support I’m not sure what would have become of me. Thanks to them they have helped me slowly get my life back. Reviewed on: 27th May 2026

Excellent service 5 stars

5
Excellent service from start to finish Reviewed on: 27th May 2026

The last lady I spoke to was so helpful and reassuri...

5
The last lady I spoke to was so helpful and reassuring and took the worry away from me. Reviewed on: 27th May 2026

Brilliant debt advice

5
Absolutely amazing debt advice charity, which helps reduce the anxiety surrounding money problems and may even save some people's lives. Thank you. Reviewed on: 27th May 2026

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