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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18663 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

I was really worried about some of my debts but Step...

I was really worried about some of my debts but StepChange have really helped with these and I feel a lot better since their help. Reviewed on: 2nd May 2024

StepChange appeared in my life at a very dark time.

StepChange appeared in my life at a very dark time. The more I got in debt the more I borrowed. I searched ‘debt management’ and came across StepChange. From the start they were kind but efficient, helped me with a budget and finally I can breathe again. I’ve just 10 more payments to make which seemed inconceivable at the start. Just pick up the phone, you have nothing to lose. Reviewed on: 2nd May 2024

Step change have made my debts manageable.

Step change have made my debts manageable. Reviewed on: 2nd May 2024

StepChange have been very helpful to enable us to cr...

StepChange have been very helpful to enable us to create a realistic sensible budget. This has helped us to keep better control of our spending and will help us to make payments towards our debts. Staff have been very helpful and non judgmental. Reviewed on: 2nd May 2024

I can understand you guys are busy , but call waitin...

I can understand you guys are busy , but call waiting times are too long.please try to reduce waiting time Reviewed on: 2nd May 2024

Step Change listen to you, not criticize, or judge...

Step Change listen to you, does not criticize, or judge you, it is there to help you, they relive the pressure ,dealing direct with the company you may owe money to in there own language and provide a workable plan this is in you can afford. Reviewed on: 2nd May 2024

Friendly, patient and approachable.

Friendly, patient and approachable. Very informative. Took away alot of anxiety about managing my debts and gave me confidence to tackle head on. I recommend them to my friends. Reviewed on: 2nd May 2024

Very helpful and understanding.

Very helpful and understanding. They really took the pressure off at a difficult time. All very friendly staff who understand what you are going through. Reviewed on: 2nd May 2024

How StepChange support is helping me.

StepChange has been really supportive helping me to manage my debt in such a way that it is reducing what I owe with realistic payments that leave me money to live on. I'm really grateful to them as it has relieved me of a lot of the stress I was experiencing due to money issues. Reviewed on: 2nd May 2024

Easy to use

Easy smooth experience very professional and no stress at all kept in touch each. Step of the way and was always polite now have an easy to afford monthly amount Reviewed on: 2nd May 2024

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