Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16787 reviews)

View other StepChange products

4.95

Based on 16,787 reviews, last reviewed 17th May 2026

99650% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Step change has literally saved my life. Step change has literally saved my life. The phone operators are fantastic, put you at ease and don’t make you feel bad. Reviewed on: 17th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16787)

Review of the StepChange, Debt advice:

Excellent service all round

Cannot praise enough everyone I have dealt with has been most helpful in some cases over and beyond what I would have expected they have certainly got us back on the road to recovery with a sensible affordable plan Reviewed on: 8th July 2020

Brilliant debt services

Step change was very helpful and understanding towards my debt, it really didn't take long for them to sort out with my debters what I could afford each month. I totally recommend them Reviewed on: 14th July 2023

Took my anxiety away

Step change were there to help when I hit financial difficulty, they were sensitive when dealing with me and found me a plan that works for me. They take care of everything for you and communication is brilliant. They took my financial stress away. I urge anybody struggling with debt to use stepchange. Reviewed on: 14th July 2023

Relief

I was in debt and didn't have the income to keep on top of the payments. I couldn't stop worrying even trying to sleep so had an impact on my mental health. Stepchange have been brilliant and without them I am not sure what position I would be in but I know it wouldn't be a good position Reviewed on: 14th July 2023

a relief

From the moment I got in touch with step change they were very helpful and listened to me, they were not judge mental and put my mind at rest that they could help. I was so worried about doing a step change but I didnt need to worry Thank you step change I can now sleep at night Reviewed on: 14th July 2023

Life Savers

Debt is daunting., however, Step Change made me see that there was a way out. From start to finish the application process was straightforward and the support from that point has been fantastic - thank you Step Change, you actually save lives! Reviewed on: 14th July 2023

Brilliant service

They helped me during a very difficult time and made the process very easy. And have and will continue to recommend them to friends and family. Reviewed on: 14th July 2023

The best out there.

Struggled with debt for a number of years. Step Change is a no nonsense, straight talking debt advice charity. They help you pick the right option and deal with all your creditors afterwards. Unlike some of the others there's no false promises of writing off debt and the process after looking around other providers is very easy. Thanks Step Change. Reviewed on: 14th July 2023

They were there when I needed them most

You never think you’re going to get into a situation where your income is less than your outgoings but unfortunately due to a few circumstances changing, I did, I contacted step change and set up a DMP. The whole process was easy and they have been very responsive either way. This is a very difficult time at the minute, the cost of living is high and I’m so happy to have step change to offer the support and guidance during this time. Reviewed on: 14th July 2023

Lifechangers

Stepchange changed our lives. We had beeen struggling to pay things, always using cards as a top up, to pay for weekly shopping etc until things had to stop. Credit card bills spiralled and we simply were just paying interest. Things had to change and we contacted stepchange, the staff were very helpful, non judgemental and made us feel at ease. The online process was simple to complete and we now are managing to live a normal life with out all the financial worries. Well done to the guys at stepchange Reviewed on: 14th July 2023

Honest, financial support you can trust

Step Change has provided relief and eased my mind. Knowing that this support was available to me and for others came as such a comfort. I felt overwhelmed and not sure where to turn. Step Change has given me hope. I cannot thank them enough. The future is far more certain. I am more present and calm. I cannot recommend them enough. They are brilliant! Reviewed on: 14th July 2023

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Solutions
from Debt Movement 4.11 from 18 reviews
Debt collection
from Ayom Debt Recovery 1.49 from 87 reviews
Debt solutions (discontinued)
from Freeze Debt (inactive company) 5.00 from 2 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 5.00 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub