Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (14720)

Life saving

5
When mental health is on all our minds Step Change eased my worries. Reviewed on: 5th August 2021

My Debt saviour

5
But for step change, l would have been in bankruptcy with all its implications. Reviewed on: 5th August 2021

Lifeline

5
Step change is a life changing organisation, it help me get my life back on track, when all seemed lost, a helping hand, truly dedicated staff who have been so helpful no matter what my situation. I would recommend Step change to anyone in financial hardship and debt. Thank you Step change. CA. Reviewed on: 5th August 2021

Peter

5
Really helpful company. I happy that I decided to ask them for help. Reviewed on: 5th August 2021

amazing company

5
I have been so worried about my financial situation however stepchange has helped me so much and feel like I can breathe again Reviewed on: 5th August 2021

Made a seemingly impossible situation work out ok

5
We got ourselves into some serious debt with loans and credit cards which we were managing by transferring the debt to interest free options, but then covid tripped us up when everything changed and we were sinking fast. Stepchange were brilliant and sorted everything out for us so we can still pay back what we owe but at an affordable rate. Would definitely recommend. Reviewed on: 5th August 2021

Stepchange has saved me!!

5
My Debt was out of control and i couldn't cope anymore. i contacted stepchange and i instantly felt supported. So much weight has been lifted off my shoulders and has give me my life back Reviewed on: 5th August 2021

Amazing friendly helpfull

5
Scared and struggling with my debt and step change made it easier and helped me sort everything out…highly recommended! Reviewed on: 5th August 2021

Very helpful and ubderstanding

5
helped solved a problem that i was extremely worried about Reviewed on: 5th August 2021

Amazing service

5
Amazing customer service and support. Very polite and caring. Never judge, always there to answer questions. Reviewed on: 5th August 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products