Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,785 reviews, last reviewed 16th May 2026
99550% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

StepChange. An end to the worry of being in debt. StepChange were very helpful in sorting out my payments to my creditors. The budget review helped me to see the funds I had available to pay towards m... Read more Reviewed on: 16th May 2026
Donald B's avatar
Donald B

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16785)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Peace of mind

5
Working with Step Change has changed my outlook on life and allowed me to focus on both my family and my career. I was struggling with debt and felt like I was sinking, and this was affecting my mental health, which in turn was having an impact on my relationships and performance at work. Step Change have help me to set up realistic payments with my creditors and manage this for me. I really appreciate all the support they have offered. Plus everyone I have spoken too has been patient and understanding which has made the whole experience easier to cope with. Reviewed on: 7th July 2023

Helping me to get my life back

5
Since being with Step Change I do not feel so much under pressure from my Creditors and feel that I can start to breathe a little bit better Reviewed on: 7th July 2023

Debt relief

5
With the help of stepchange I will be debt free A.S.A.P. staff are all helpful and understanding from my experience with them superb! Reviewed on: 7th July 2023

Clear and friendly support

5
It's always good to talk to someone who is friendly but knows their stuff! Reviewed on: 7th July 2023

Debt charity

5
Amazing staff and outcome, I was always treated with respect and consideration, during an extremely stressful period of my life. In times like this, it’s easy to feel all doors are shut and there’s no hope, but Step Change gave me hope and helped me to live again… Thank you for saving me! Reviewed on: 7th July 2023

Great advice

5
I received comprehensive advice and support from the Step Change team. Highly recommended Reviewed on: 7th July 2023

A blessing to the community

5
I can sleep soundly at night knowing my debt is being managed properly. I'm paying what I can afford ever month,I know it's gonna take a while for me to be debt free but at least I'm doing something about it. Their advice are fair, no judging of who you are,what job you do or what your background. Reviewed on: 7th July 2023

Solid secure advice non judgmental

5
Was able to breath and sleep received good solid advice , and direction was helpful non judgmental and you know their not charging extortion fees to set up Reviewed on: 7th July 2023

Wonderful and extremely help support with Debt Management

5
Stepchange are a wonderful organisation - they put my mind at rest with helpful and practical debt solutions. I would recommend anyone who needs debt advice they will not find a better organisation who understand completely how people feel when they have fallen into debt and need a guiding hand to help them through the worst of their situation. They are just brilliant. Reviewed on: 7th July 2023

Helfpful staff and saved me a lot of money

5
If you are looking to consolidate your debt and pay it off as quickly as possible, I thoroughly recommend Step Change. I was talking to a commercial organisation, found Step Change via a Google search and I am paying my debts off 18 months more quickly and laying less money than would have been the case. Reviewed on: 7th July 2023