Paid advertisement
Smart Money People Logo
Newsletter

Tembo Money: Cash ISA reviews

4.76
Based on 3,588 reviews, last reviewed 13th Jun 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Service Service provided whilst starting my ISA and ongoing service has been excellent. Reviewed on: 13th June 2026
Phil O'Rourke 's avatar
Phil O'Rourke

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026
Allyson 's avatar
Allyson

About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo Money: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Tembo Money Cash ISA reviews (3588)

Tembo is a breeze!

5
Tembo is an exceedingly easy bank to use - I was able to transfer over my savings with no fuss and adding/withdrawing funds is simple. The interest rate is much more competitive than other banks which makes me feel like I'm consistently making a better choice for my future. Reviewed on: 4th February 2026

So easy to set up and manage

5
The experience of setting up a Tembo account has been simple and straightforward. The account is very easy to manage. Reviewed on: 4th February 2026

Excellent customer service.

5
I have found using the Tembo money app easy to navigate. Customer service when I was needing to change my email address was excellent and transition was smooth. I love the Tembo app just wish it was possible to transfer from the variable cash Isa to the fixed rate cash Isa. Reviewed on: 4th February 2026

Easy setup and easy to check accounts

4
Easy setup and easy to check accounts Reviewed on: 4th February 2026

It is good, I just leave it alone and trust it.

5
It is good, I just leave it alone and trust it. The app works well and the savings perform Reviewed on: 4th February 2026

Great App and Service

5
I was initially worried about investing and managing my money through an App, but so far, it has worked very well. I particularly like that when you raise a ticket/query, you get answered by a named person with photo - makes it more personal. Reviewed on: 4th February 2026

Easy to use.

5
Easy to use. Love that interest is added monthly and that you can see your pot building up. A better rate would be nice. You are not top of the pile by any stretch Reviewed on: 4th February 2026

Excellent app, competitive rates

5
Excellent app, competitive rates Reviewed on: 4th February 2026

Good Interest rate without locking money in

4
After my bank removed interest rates in their main account and restricted access to the easy savers account I was searching for a good place to keep my emergency fund while earning some interest and still having access and not being locked in. I tried a few places but decided to go with Tembo due to the high interest rate. No regrets! Reviewed on: 4th February 2026

Excellent savings products

5
Excellent savings products with competitive interest rates, good communication. Excellent easy to use app Reviewed on: 4th February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products