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Tembo Money: Cash ISA reviews

4.76
Based on 3,588 reviews, last reviewed 13th Jun 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Service Service provided whilst starting my ISA and ongoing service has been excellent. Reviewed on: 13th June 2026
Phil O'Rourke 's avatar
Phil O'Rourke

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026
Allyson 's avatar
Allyson

About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (3588)

Simple to use app, easy to understand products, with...

5
Simple to use app, easy to understand products, with rates that are consistently in the top tier. If you have a mortgage then their advisory service is a neat bonus. Reviewed on: 7th March 2026

Done what they are supposed to do but I absolutely h...

3
Done what they are supposed to do but I absolutely hate the authentication process. Every single time I have to login, i have to generate an OTP, and sometimes the app doesnt accept that OTP so i have to generate another one. Pain in the butt. Reviewed on: 7th March 2026

High interest and easy to use

5
Easy to use approximately and good interest rates on ISA accounts Reviewed on: 7th March 2026

Smart Money

5
TEMBO Cash ISA was easy to set up. The website is easy to navigate. Reviewed on: 7th March 2026

Easy to use app.

5
Easy to use app. Good interest rates Reviewed on: 6th March 2026

Quick & easy

5
As a mature person, I normally prefer to do banking things on my laptop as I find phone apps are often overly involved and too much of a 'faff' , however the Tembo app is really easy, intuative and quick, especially logging on with biometrics. Reviewed on: 6th March 2026

relatively hassle free, reasonable rates

4
relatively hassle free, reasonable rates Reviewed on: 6th March 2026

Good interest rate. Quick and easy via the app.

5
Quick and easy via the app. Good interest rate. Reviewed on: 6th March 2026

Easy Cash ISA

5
Easy to set up & track with clear info from the outset and useful FAQ's on the website. Staff were highly knowledgeable and responsive when I did need to get in touch to ask a question. As recommended by MSE the ISA is highly competitive and I would have no issues recommending this to others too. Reviewed on: 6th March 2026

Easy to transfer, money paid on time good rate of in...

5
Easy to transfer, money paid on time good rate of interest. No expiry on the rate just good rate indefinitely. Reviewed on: 6th March 2026

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