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Tembo Money: Cash ISA reviews

4.76
Based on 3,588 reviews, last reviewed 13th Jun 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Service Service provided whilst starting my ISA and ongoing service has been excellent. Reviewed on: 13th June 2026
Phil O'Rourke 's avatar
Phil O'Rourke

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026
Allyson 's avatar
Allyson

About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (3588)

Highly recommended

5
Great rates. Terrific website - easy to navigate and understand, as well as to open an account. Keeps me informed on latest changes that might affect my interest rates as well. Reviewed on: 3rd February 2026

Almost flawless, but....

5
Excellent updates regarding interest payments, however on the one occasion when I needed money the website was unable to pay me and consequently an overdraft became the option, no feedback to follow despite efforts to achieve some. This the only blemish on the horizon. Reviewed on: 3rd February 2026

clear, easy to use, informative.

5
clear, easy to use, informative. Reviewed on: 3rd February 2026

Easy to open an account and great rates

5
Easy to open an account and great rates Reviewed on: 3rd February 2026

Easy to use, and clear to follow

5
Easy to use, and clear to follow Reviewed on: 3rd February 2026

Counter cultural in all the best ways

5
The democratisation of financial literacy, the counter-cultural thinking around mortgage access, the warm customer service, the easy app interface, the clear comms, and the competitive rates all make Tembo a brilliant move for us. Reviewed on: 3rd February 2026

Instant Cash ISA.

5
I’m thrilled with my instant cash ISA, it’s made more money in a year than my Nationwide ISA over several years! Reviewed on: 3rd February 2026

Brilliant app based savings.

5
Brilliant app based savings. Great interest rate on my easy access ISA. So easy to use and transfer into and out of. Very happy customer! Reviewed on: 3rd February 2026

Excellent, easy to use service

5
I am extremely pleased with my Tembo cash ISA. Unlike many other products, it was really easy to transfer a previous ISA to Tembo, there is no limit on the number of withdrawals I can make, no added complexity of a bonus for only the first year, and monthly interest payments which enable me to keep track of my ISA pot. All in all a great product. Reviewed on: 3rd February 2026

Great rates.

5
Great rates. Simple to set up. Easy to manage through the app. Reviewed on: 3rd February 2026

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