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Tembo Money: Cash ISA reviews

Name: Cash ISA
Rating: 4.76 (3585 reviews)

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4.76

Based on 3,585 reviews, last reviewed 19th Apr 2026

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

10%

Latest highest rating:

5

Customer service The customer service has been excellent, very straightforward information given which makes things like finding the best saving account essential. Reviewed on: 19th April 2026

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026

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About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (3585)

Easy to access money & daily updates on interest

Easy to access money & clear daily updates on interest. App easy to use too Reviewed on: 3rd February 2026

Easy to use and very competitive interest rates

Easy to use and very competitive interest rates Reviewed on: 3rd February 2026

Easy to open and manage accounts.

Easy to open and manage accounts. Very happy with the customer service when I needed to change my details. Reviewed on: 3rd February 2026

Outstanding

Competitive interest rate, which has not been artificially inflated by a temporary 'bonus rate'. The App I have found to be very intuitive and has all the information I have needed so far Reviewed on: 3rd February 2026

Cash ISA

Opened a Cash ISA for the good interest rate. App is user friendly and easy to navigate. Reviewed on: 3rd February 2026

I have not had to contact or do much regarding my is...

I have not had to contact or do much regarding my isa but it was easy to set up and everything I need is on the app Reviewed on: 3rd February 2026

Great app, easy to use, very good experience so far

Great app, easy to use, very good experience so far Reviewed on: 3rd February 2026

Easy to use app, great product.

Easy to use app, great product. Easy to set up initially and begin saving. Reviewed on: 3rd February 2026

Very good rate for cash ISA and also good extra mone...

Very good rate for cash ISA and also good extra money to invite a friend Reviewed on: 3rd February 2026

Honestly, the best thing about the Tembo Cash ISA is...

Honestly, the best thing about the Tembo Cash ISA is that it actually treats existing customers as well as new ones. I was tired of the 'teaser rate' trap where your interest falls off a cliff after a year, but Tembo keeps their underlying rate consistently high. The app is incredibly easy to use, and as someone planning to buy a home, the fact that they offer free mortgage advice—which usually costs a fortune—is a massive bonus. It’s been great having a competitive rate with FSCS security and the freedom to withdraw my money whenever I need it without jumping through hoops. Reviewed on: 3rd February 2026

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