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Tembo Money: Cash ISA reviews

Name: Cash ISA
Rating: 4.76 (3585 reviews)

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4.76

Based on 3,585 reviews, last reviewed 19th Apr 2026

97% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

10%

Latest highest rating:

5

Customer service The customer service has been excellent, very straightforward information given which makes things like finding the best saving account essential. Reviewed on: 19th April 2026

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026

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About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (3585)

Tembo was great

Tembo was great when I was in the process of purchasing my property. They were very efficient especially considering I had a very tight deadline. I have recommended Tembo to my friends and family Reviewed on: 3rd February 2026

Such an easy app and no fuss.

Such an easy app and no fuss. Great interest rates and they keep me well informed about my finances. Reviewed on: 3rd February 2026

Very easy to do online.

Very easy to do online. Recommended two people and had my rewards. Good rates of interest. Reviewed on: 3rd February 2026

Very easy to join and keep track of finances

Very easy to join and keep track of finances Reviewed on: 3rd February 2026

great interest rate and always notification in case...

great interest rate and always notification in case there is a change in interest rate. Reviewed on: 3rd February 2026

Cash ISA.

Cash ISA. I used the Tembo cash ISA. No problems, good rate of interest and easy to use app. Reviewed on: 3rd February 2026

Easy to use apart form having to use login confirmat...

Easy to use apart form having to use login confirmations when on laptop Reviewed on: 3rd February 2026

Good product, but very targeted towards cash LISA users

The interest rate on cash ISAs is usually above competitor rates which is always a plus, and there was an extra financial incentive to sign up when I first did so via a referral. The app is smooth and easy to use. Overall, I personally find the product too geared towards first home purchases by using the cash LISAs, and as a general cash ISA user, I am certainly not the target demographic for Tembo, as there are very few articles that focus on things outside house purchases. It is evidently positioned as a competitor to Moneybox first and an ISA provider second. I also find it not providing enough information on how a S&S LISA could instead help with house purchases, especially with the current government push to move towards investment products. I would like it if the app started including more investment education and started acknowledging it's cash ISA users more via a more diversified range of articles, budgeting solutions, forecasts etc. Reviewed on: 3rd February 2026

Good interest rate, easy to open the account.

Good interest rate, easy to open the account. Reviewed on: 3rd February 2026

Great app and interest rate.

Great app and interest rate. I have recommended it to family and friends friends Reviewed on: 3rd February 2026

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