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Tembo Money: Cash ISA reviews

Name: Cash ISA
Rating: 4.76 (3588 reviews)

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4.76

Based on 3,588 reviews, last reviewed 13th Jun 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

10%

Latest highest rating:

5

Excellent Service Service provided whilst starting my ISA and ongoing service has been excellent. Reviewed on: 13th June 2026

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026

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About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (3588)

Good product, but very targeted towards cash LISA users

The interest rate on cash ISAs is usually above competitor rates which is always a plus, and there was an extra financial incentive to sign up when I first did so via a referral. The app is smooth and easy to use. Overall, I personally find the product too geared towards first home purchases by using the cash LISAs, and as a general cash ISA user, I am certainly not the target demographic for Tembo, as there are very few articles that focus on things outside house purchases. It is evidently positioned as a competitor to Moneybox first and an ISA provider second. I also find it not providing enough information on how a S&S LISA could instead help with house purchases, especially with the current government push to move towards investment products. I would like it if the app started including more investment education and started acknowledging it's cash ISA users more via a more diversified range of articles, budgeting solutions, forecasts etc. Reviewed on: 3rd February 2026

Good interest rate, easy to open the account.

Good interest rate, easy to open the account. Reviewed on: 3rd February 2026

Great app and interest rate.

Great app and interest rate. I have recommended it to family and friends friends Reviewed on: 3rd February 2026

A FEW CLICKS & you’re done

Fast & efficient ac opening & easy to use. Reviewed on: 3rd February 2026

Great app and service

Great app and service. Good interest rates and easy to deposit and withdraw on demand Reviewed on: 3rd February 2026

Very easy to use app, very good rates and really hel...

Very easy to use app, very good rates and really helpful customer service Reviewed on: 3rd February 2026

Very easy to navigate the website, very efficient at...

Very easy to navigate the website, very efficient at transferring funds. Clear about balances and interest payments. Reviewed on: 3rd February 2026

Good but limited features on apps

Good but limited features on apps Reviewed on: 3rd February 2026

Great app & great interest rates

First time I’ve used app based banking so was v dubious it’s so simply & straightforward to use & the isa was a much higher rate than anywhere else on the high street or internet. Would highly recommend Reviewed on: 3rd February 2026

Joined Tembo had nothing but fantastic service since

Joined Tembo had nothing but fantastic service since Reviewed on: 3rd February 2026

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