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Tembo Money: Cash ISA reviews

Name: Cash ISA
Rating: 4.88 (3586 reviews)

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4.88

Based on 3,586 reviews, last reviewed 19th Apr 2026

62800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

89%

10%

Latest highest rating:

5

Customer service The customer service has been excellent, very straightforward information given which makes things like finding the best saving account essential. Reviewed on: 19th April 2026

Latest lowest rating:

1

Difficult- to navigate and use Difficult- I struggle to find things on the app eg. How to log out. Constant changes especially on Home page mean I just find my way around the app wh... Read more Reviewed on: 5th March 2026

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About this product

A Tembo cash ISA can be opened in minutes with as little as £10.

The interest rate is variable and you can have unlimited same day withdrawals with no penalties. Interest accumulates daily and is paid monthly. You can track the performance of your Tembo cash ISA in the app.

Tembo cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Cash ISA reviews (3586)

Easy to switch

It was easy to switch to Tembo. I had no issues at all. Reviewed on: 5th March 2026

Financial Security and Growth

Tembo has been beneficial to me financially in these difficult times. Makeing sure my future and finances are growing and secure. Reviewed on: 5th March 2026

So easy to open an account and transfer money.

So easy to open an account and transfer money. At the time it had by far the best interest rate. Customer services are very quick to respond. Reviewed on: 5th March 2026

Excellent interest rate.

Excellent interest rate. Very user friendly app Reviewed on: 5th March 2026

Very easy to use and navigate.

Very easy to use and navigate. No brainer to use as my cash ISA account. Reviewed on: 5th March 2026

Quick response times

Response to queries are made quickly with a 1st time resolution. Reviewed on: 5th March 2026

Excellent competitive rates.

Excellent competitive rates. Responsive customer service Reviewed on: 5th March 2026

Straightforward and competitive product.

Straightforward to open online and it was a competitive interest rate compared to other providers. Sadly the interest rate has constantly gone down over the past year but that’s not Tembo’s fault. I haven’t had occasion to use their customer service but their monthly emails have been interesting and informative and, as one would expect, they have alerted me every time the interest rate has dropped (sadly too often!). My only and very slight quibble as that I keep being sent adverts for lifetime ISAs, which I am not eligible for and general mortgage products, which I am not interested in but this is hardly of major importance. All in all I would recommend Tembo as a safe and market leading brand. Reviewed on: 5th March 2026

Tembo 3/5

Tembo has competitive interest rates and accrues Dailey interest (paid monthly). The app is clear but tends to log you out once a week requiring a passcode sent to your phone. Reviewed on: 5th March 2026

Effortless process all round!

Effortless process setting up an ISA and subsequently managing my account (withdrawals etc). Reviewed on: 5th March 2026

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