Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.90
Based on 3,081 reviews, last reviewed 10th Mar 2026
225900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

A very easy app to use, I recommend to everyone! A very easy app to use, I recommend to everyone! Reviewed on: 10th March 2026
Ellie F's avatar
Ellie F

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3081)

Review of the Tembo Money, Lifetime ISA:

Great value and easy to use app

5
Very straightforward and the app is great and easy to use. Value for money with a rate of 4.8% in my opinion. Reviewed on: 26th January 2025

Tembo has been so easy to set up and use.

5
Tembo has been so easy to set up and use. Reviewed on: 5th March 2026

Not one negative word

5
I’ve been using Tembo for 3 years now and haven’t had one negative experience. They are great at communicating their latest offers and government updates. Reviewed on: 5th March 2026

Great savings account

5
Easy to use, and really like how your interest comes in each month so you can see how much you have earnt. Love the option to join Lifetime ISAs with your partner with ease, and this makes it easy to keep track of how much you have and how much each person has put in. I have recommended Tembo to so many people! Reviewed on: 5th March 2026

Reliable and Trustworthy Provider with Good Mobile App

5
I've held a Lifetime ISA with Tembo for over two years now, and I find the service to be consistently good and reliable. My favourite feature is how easy it is to access my account via mobile app and how clear the interface is to find the information I need. Reviewed on: 5th March 2026

It's a great start to getting onto the property ladder!

5
It's a great start to getting onto the property ladder! Reviewed on: 5th March 2026

Very easy to use, found the transfer very easy and s...

5
Very easy to use, found the transfer very easy and straight forward. Not much on my end to do just opened and transferred from my previous LISA Reviewed on: 5th March 2026

Its a super easy service to use.

5
Its a super easy service to use. The app is seamless and makes moving my savings around easy. The in app features like yearly limits really help to push you to save. The updates about terms and conditions and updates on any change in service etc are very good. Reviewed on: 5th March 2026

They have been really helpful and I have been recomm...

5
They have been really helpful and I have been recommended to join them from many of my NHS colleagues Reviewed on: 5th March 2026

Great app with clear use & fantastic mortgage advice.

5
Great app with clear use & fantastic mortgage advice. Reviewed on: 5th March 2026

Great app!

5
Easy to use set up and navigate, clear when interest will be paid Reviewed on: 5th March 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products