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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,090 reviews, last reviewed 11th Mar 2026
226700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Tembo is great for building your money in savings! Tembo is great for building your money in savings! I had never heard of a LISA before and did some research. Tembo offers a great interest rate and is... Read more Reviewed on: 11th March 2026
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TSM

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3090)

Review of the Tembo Money, Lifetime ISA:

Great value and easy to use app

5
Very straightforward and the app is great and easy to use. Value for money with a rate of 4.8% in my opinion. Reviewed on: 26th January 2025

Great app and rates

5
Great app and saving rates, easy to use Reviewed on: 5th March 2026

Good app.

5
Good app. Responsive customer service. Reviewed on: 5th March 2026

Never any issues well done.

5
Never any issues easy to confer and navigate the app. Reviewed on: 5th March 2026

I find them really easy to work with, and the guidan...

5
I find them really easy to work with, and the guidance available for goals and mortgages and how to meet them is very helpful. Reviewed on: 5th March 2026

The app has a lot of good information and is pleasin...

4
The app has a lot of good information and is pleasing to the eye but is a little too busy and can be difficult to navigate. Having access to a team of mortgage brokers and other professionals is great and the advice we got was really helpful. Customer service over the phone was fantastic but follow up emails have been a bit curt. Reviewed on: 5th March 2026

My favourite of the top 2 LISA providers

5
Tembo consistently has one of the highest if not the highest interest rate on their LISA, and didn't randomly switch my provider like another leading LISA provider did. I like the app and being able to see my interest earned on a daily basis. Reviewed on: 5th March 2026

Very good savings and mortgage advice.

5
Very good savings and mortgage advice. Reviewed on: 5th March 2026

Incredible service by amazing people

5
Everyone at Tembo we have dealt with has been super helpful, and always on our side. There is not a single thing I can fault them for. All aspects of their app and links have been super easy and intuitive to use, and if I could rate them higher than a 10 I would Reviewed on: 5th March 2026

Tembo is incredibly accessible.

5
TEMBO's user interface is incredibly accessible. It's my first time using a LISA, or any ISA at all, and the accessibility has really helped me. They have areas on their app that explain in simple terms how it all works. It's really smooth and I've had no issues. I'm towards the end of my LISA limit and they adjusted my next payment automatically, which is very helpful. I also really enjoy and appreciate their regular updates via email about what's going on in the economy, usually to do with the budgets. Their writers are very knowledgable and again, they write in terms that a normal person can understand. Overall, Tembo is really helping me reach my goal of a house deposit, something I've struggled with for years. Reviewed on: 5th March 2026

Really simple

5
Really simple and easy to read the app and know what's what Reviewed on: 5th March 2026