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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.9 (3090 reviews)

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4.90

Based on 3,090 reviews, last reviewed 11th Mar 2026

226700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Tembo is great for building your money in savings! Tembo is great for building your money in savings! I had never heard of a LISA before and did some research. Tembo offers a great interest rate and is... Read more Reviewed on: 11th March 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3090)

Review of the Tembo Money, Lifetime ISA:

Great value and easy to use app

Very straightforward and the app is great and easy to use. Value for money with a rate of 4.8% in my opinion. Reviewed on: 26th January 2025

Easy to use and competitive interest rate.

Easy to use and competitive interest rate. Reviewed on: 26th February 2026

They made everything easy for us!

They made everything easy for us! Reviewed on: 26th February 2026

My Review

Never had a problem. Very good app. Reviewed on: 25th February 2026

It was easy to transfer my Lifetime ISA to Tembo and...

It was easy to transfer my Lifetime ISA to Tembo and the app is very straight forward to access and use. I get regular updates from Tembo as well, making the whole experience worthwhile Reviewed on: 24th February 2026

Easy to open and use the LISA.

Easy to open and use the LISA. Good interest rate. The app is also easy to use and understand! Reviewed on: 21st February 2026

Good service, could improve offer clarity

Good mortgage broker call. Interest rates are low after the introductory offer. Different mortgage bonus offers are confusing to understand as they are paid differently. An example of the monetary implications of each would be good. E.g. if you had £100 this is what the offer would mean if put towards mortgage compared to the original LISA offer for mortgage. Reviewed on: 20th February 2026

The best

Great rates, excellent customer service, good app Reviewed on: 19th February 2026

Never had to worry about my funds being safe, plus i...

Never had to worry about my funds being safe, plus interest rates were good. Tembo helped me with my ISA savings! Reviewed on: 18th February 2026

I’ve had a great experience with Tembo while saving...

I’ve had a great experience with Tembo while saving for my first home. The app is easy to use, the interest rate is competitive, and the customer support team has always been responsive and helpful whenever I’ve had questions. I also really value the additional support and guidance for first-time buyers — it makes the whole process feel much less overwhelming. I’d definitely recommend Tembo to anyone looking to make their home-buying journey smoother and more rewarding. Reviewed on: 18th February 2026

Brilliant service - now bought my first property!!

I’ve been saving with Tembo for around 3 years and I’ve just bought my first property. The savings app and the support that comes with it is fantastic. Abi was able to withdraw my deposit in time for completion and the communication was great. Thanks to all the team at Tembo, you’ve all been great! I even won an air fryer in 10 days of Christmas, just in time for my big move. Reviewed on: 17th February 2026

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