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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.9 (3153 reviews)

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4.90

Based on 3,153 reviews, last reviewed 27th Apr 2026

10% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

The Best Value LISA on the Market

Tembo's LISA offers fantastic value compared to other providers. Consistently has the highest interest rate (excl. introductory bonuses) and provides a fee free mortgage service for customers worth £749. The app is very intuitive and provides lots of useful information to help guide first time buyers via their learning hub. Users can compare interest rates from lenders, use Tembos mortgage calculatorand the ability to get a property report all within the app. Bonus incentives are available for anyone wishing to take out a mortgage through Tembo (5.5% AER savings via their HomeSaver account or a 1% bonus on mortgage completion for example). As well as a generous referral scheme it is hard to beat the sheer value on offer from Tembo. Reviewed on: 5th February 2026

Positive

Great interest rate and good updates Reviewed on: 5th February 2026

It does it's job

It does it's job. I have no complaints. The app works as expected. Reviewed on: 5th February 2026

Excellent service received

Claudia and Chelsea were extremely helpful when we were in the process of buying our first home. They were very informative, responsive and were always happy to hop on a call when we needed some guidance. Reviewed on: 5th February 2026

You really can’t beat Tembo.

You really can’t beat Tembo. They provide market leading rates and so many savings options that’s are really clearly defined. They also have an amazing app that makes saving as a first time buyer that little less stressful and actually fun. They also host webinars on a wide range of subjects from getting on the housing ladder to investing. I recommend to everyone Reviewed on: 5th February 2026

First time saving and Tembo makes it so easy and clear.

First time saving and Tembo makes it so easy and clear. I love seeing my savings grow. Reviewed on: 5th February 2026

Great for Young People!

Incredibly easy to use, never experienced any issues and provides a lot of information for people buying there first house, this is really good for younger people who have not been taught about what to expect in the housing market Reviewed on: 5th February 2026

Find it easy to set up a direct debit to reach my go...

Find it easy to set up a direct debit to reach my goal maybe it easy and already done for you Reviewed on: 5th February 2026

Great savings rate and lots of information on website

Great savings rate and lots of information on website Reviewed on: 5th February 2026

Easy to begin saving, support until the end

I was pretty new to lifetime ISAs but Tembo made it clear and comprehensible. It’s especially reassuring that they have mortgage advisors for whenever I need to use them. Plus, it’s super easy to deposit money in, which can feel daunting!! Reviewed on: 5th February 2026

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