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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,099 reviews, last reviewed 12th Mar 2026
227400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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91%
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8%
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1%
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0%
1 star
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0%

Latest highest rating:

5

Informative & Easy to use Clear information available on the app to answer any questions I have had. App is easy to use and I really like the ability to link my account with my... Read more Reviewed on: 12th March 2026
NB's avatar
NB

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3099)

Review of the Tembo Money, Lifetime ISA:

Excellent, ever-improving company

5
Excellent, ever-improving company Reviewed on: 25th January 2025

Tembo was what allowed us to get our first home!

5
Tembo was what allowed us to get our first home! It was so easy to use and the customer support was so efficient in answering any questions we had that it allowed us to save our deposit and have it successfully transferred (very quickly) to complete our first home! Thank you Tembo. Reviewed on: 3rd February 2026

Bonus and app

4
Good, government bonus is transparent and substantial. App is easy to use and aesthetically pleasing. Only slighty frustrating thing was the referral bonus took ages to process and wasn't clear when it would be coming. Tembo also offers an excellent interest rate on their cash ISA. They have consistently beaten competitors. Reviewed on: 3rd February 2026

A smarter way to save for your first home

5
Tembo makes saving for your first home much more easy to manage and understand. The free mortgage advise, the easy to use calculators, and the overall user friendliness of the app makes it a great choice for anyone looking to start saving. Reviewed on: 3rd February 2026

I've had an easy and profitable experience using bot...

5
I've had an easy and profitable experience using both the cash ISH and LISA on Tembo. Reviewed on: 3rd February 2026

Good service, and an informative provider.

4
Good service, and an informative provider. Reviewed on: 3rd February 2026

Good overall, easy to use, better interest rates wou...

4
Good overall, easy to use, better interest rates would be nice Reviewed on: 3rd February 2026

Smooth, with good rates.

5
Smooth, with good rates. What's not to like. Reviewed on: 3rd February 2026

Amazing customer service ok recommend

5
Amazing customer service ok recommend Reviewed on: 3rd February 2026

Came for LISA, will stay for life! Thanks Tembo!

5
Opened a LISA with tembo, before joining i had no clue how it worked. But tembo not only did these short easy to understand bite sized articles tailored to different circumstances that helped me understand how it works, but also really supportive customer service who were just always there to guide and support. Then i got to know they also do market leading interest rates, was just the cherry on the cake. I think it is underestimated how important friendly, non judgemental and less scary looking financial services are for women who often can be left out of money conversations from early childhood. Thanks Tembo! Reviewed on: 3rd February 2026

Easy to set up and easy to manage, no problems with...

5
Easy to set up and easy to manage, no problems with their service so far Reviewed on: 3rd February 2026

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