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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.9 (3153 reviews)

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4.90

Based on 3,153 reviews, last reviewed 27th Apr 2026

10% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

Very good experience

Very good experience, I have been with Tembo for 3 years now and they are great. Reviewed on: 4th February 2026

Great so far :) saved lots of money over the last fe...

Great so far :) saved lots of money over the last few years Reviewed on: 4th February 2026

I had the best experience using their ISA- and you g...

I had the best experience using their ISA- and you get access to a free mortgage advisor! Reviewed on: 3rd February 2026

Cheaper rates, higher interest and more value for money

Cheaper rates, higher interest and more value for money Reviewed on: 3rd February 2026

Easy to use app

Some slight issues setting up the direct deposit but its been smooth sailing since then. App is easy to use and understand. Reviewed on: 3rd February 2026

its good so far with competitive rates

its good so far with competitive rates Reviewed on: 3rd February 2026

Market leading interest rate, the app is simple to u...

Market leading interest rate, the app is simple to use and functions well Reviewed on: 3rd February 2026

Tembo is amazing, very clear and understanding.

So far Tembo has been amazing, it so easy to access and navigate the app. Everything you need it there, it’s very easy to deposit and withdraw money if needed. And after the first withdrawal I did it’s very fast and completing the transaction. They are very clear about all the necessary numbers and overall it’s a great and helpful company. Really helps me save for a house. Reviewed on: 3rd February 2026

Competitive rate and referral bonus

Started using Tembo when they had the highest interest rate on their easy access ISA. Stuck with them as their rate remains competitive. I have referred several family and friends to Tembo and enjoyed a hefty referral bonus because of that. I am very happy with my experience. Reviewed on: 3rd February 2026

I moved to Tembo from Moneybox, and have only been h...

I moved to Tembo from Moneybox, and have only been happy so far! They have great mortgage rates, very clear ways to achieve your goals and I’m excited to continue working with them. Reviewed on: 3rd February 2026

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