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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,153 reviews, last reviewed 27th Apr 2026
4% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

Massive potential

5
I haven’t yet obtained a mortgage through my own not putting enough money in. However, the return on investment is insane! I have rated the customer service as a 5. I haven’t needed to use it yet but in my eyes if you can set up a system that doesn’t fail and has no issues, that’s already amazing customer service! It’s easy to use and allows quick transfers from your chosen bank account (plenty of options in terms of chains). They send you frequent, informative information regarding money, changes to your account or LISAs in general. Would recommend to anyone. I can’t speak on what it’s like when you have the money to put to a property so can’t speak on that. I don’t doubt there’ll be zero issues and will leave a review regarding that when said bridge has been crossed. Reviewed on: 3rd February 2026

The best money product around.

5
Very friendly customer serve and gets back to you quickly. Great saving rates and products. Easy to use app. Reviewed on: 3rd February 2026

Once setup it just works as expected

5
Started putting money in monthly at a low amount. Easy to set up. Then put in the full amount for LISA and chilled for rest of the year. Will do it again this year. Nothing to complain about. Reviewed on: 3rd February 2026

Efficient

5
The best thing about Tembo is its efficient and modern app, it’s very easy to use. You can see the interest you’ve accumulated daily which I also find fantastic. All round 10/10! Reviewed on: 3rd February 2026

Helping me save for a house.

5
Helping me save for a house. I have learnt the value of money. Reviewed on: 3rd February 2026

Overall Great Communication with App improvements

4
Great for being able to get clear view on progress for saving LISA towards first home. App can be a little confusing to navigate but once you know where to go to find the information the information available is really helpful. The notifications and email contact are relevant and helpful. Reviewed on: 3rd February 2026

Nice platform and helpful for a first time buyer

4
Nice platform and helpful for a first time buyer regular emails related to the ISA so always feel informed Reviewed on: 3rd February 2026

good service

5
good service and i strongly recommend Tembo. Less service charges Reviewed on: 3rd February 2026

Great service from start to finish, treated as valua...

5
Great service from start to finish, treated as valuable customer throughout and provided with faultless advice, helped me and my partner buy our first house and cleared up a lot of our naivety, wouldn’t think twice about recommending. Reviewed on: 3rd February 2026

Highly recommend

5
Easy and trouble free to open or transfer account. Good app interface intuitive and easy to navigate. Brilliant support and advice services available and accessible. Also good communication and updates and reminders etc zero issues or problems thus far and would highly recommend. Reviewed on: 3rd February 2026

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