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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.9 (3153 reviews)

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4.90

Based on 3,153 reviews, last reviewed 27th Apr 2026

4% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

A really engaging and easy-to-use app that has genui...

A really engaging and easy-to-use app that has genuinely helped me save more, and even increase the amount I put away. Being able to clearly see my goals alongside my current balance and benefits is really motivating and makes me want to keep saving. I love that you can set your own goals so you always know exactly what you’re working towards. There’s also plenty of helpful mortgage advice throughout the saving journey, which helps you feel prepared and confident when the time comes to apply for a mortgage. Reviewed on: 3rd February 2026

I love it.

I love it. Super easy to manage! Reviewed on: 3rd February 2026

Excellent app and easy to use.

Excellent app and easy to use. Easy to add money and see total balances and interest due. Reviewed on: 3rd February 2026

Been really positive experience and very smooth expe...

Been really positive experience and very smooth experience. Reviewed on: 3rd February 2026

Brilliant, great saving rates.

Brilliant, great saving rates. Useful stats. Regular updates Reviewed on: 3rd February 2026

Great interest rates, love the app, could be easier...

Great interest rates, love the app, could be easier to transfer money from other accounts Reviewed on: 3rd February 2026

A very positive experience from start to finish!

I’ve enjoyed a very positive experience switching my Lifetime ISA to Tembo, which was a seamless transaction and allowed me to earn more from n my money be offering a greater interest rate. Reviewed on: 3rd February 2026

Tembo Cash and LISA products review- excellent

I value Tembo’s Cash ISA and LISA products- the interest rates are great. Tembo is great at keeping me up to date with market trends and government changes coming int place, as well as supporting any queries I’ve had in high standards. The Tembo community page has provided me with great opportunities to feedback this information, learn more about first time buying and connect with people in similar positions. Overall, a great and reliable app to use when saving. I haven’t looked greatly into mortgage rates, but the Tembo app has allowed me to quickly and efficiently analyse how much I’d be able to afford, the interest rates I could potentially have and provide a realistic timeline for affordability. Reviewed on: 3rd February 2026

All round great!

Good app functionality, friendly advisors, good rates. Reviewed on: 3rd February 2026

Handy service

Good smooth process in releasing funds for mortgage deposit. Really handy in saving for mortgage deposit and kept me on track. Useful to be able to see a projection of the time it will take to reach the target. Reviewed on: 3rd February 2026

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