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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,153 reviews, last reviewed 27th Apr 2026
25600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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8%
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1%
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0%
1 star
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0%

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

Best savings pot I’ve used for my mortgage

5
Best savings pot I’ve used for my mortgage Reviewed on: 7th March 2026

Very useful to help save money!

5
Very useful to help save money! I have been able to start saving money towards a house. The interest rate is good. The app is very easy to use and is really clear to show me how much I am saving! I would definitely recommend to a friend! Reviewed on: 7th March 2026

Tembo - Tangable, transparent and treasurable

5
Tembo has been straightforward to use, offering many products to save and gain knowledge about a wide array of info regarding buying a home, from first home buyers such as myself and my partner, to buying your next or second home. The app is straightforward to use and intuitive, offering varied sections, including a brief overview, a mortgage calculator and a space to see potential mortgage offers from prospective financial institutions. Overall, I would fully recommend this app and service, and hope to use this service in purchasing my first house within the next few years. Reviewed on: 7th March 2026

Really easy to use, intuitive and helpful with a goo...

5
Really easy to use, intuitive and helpful with a good newsletter for updates, payments are regular and easy to use app. I have had positive experience and they are always updating with changes on what’s going on. Reviewed on: 7th March 2026

Tembo money lifetime ISA is great!

5
I am very happy with my Tembo Money Lifetime ISA as a place to save for a deposit for my fist home. I find it easy to use and easy to add money to. It's also very visually clear how much is my contribution and how much interest I have gained and its also clear how much is government top ups and how much bonus I have left of the year. I like that the timeline is flexible and can be changed as the type of property I cam considering buying and how much I have wanted to save for a deposit has changed on several occasions. Reviewed on: 7th March 2026

I have been using their platform for almost one year...

5
I have been using their platform for almost one year and it feels great ! Reviewed on: 7th March 2026

Super easy app to use and great rates!

5
Super easy app to use and great rates! Reviewed on: 7th March 2026

Excellent customer service.

5
Excellent customer service. I had trouble creating my account as I changed my name. Tembos customer service were very helpful and patient. My boyfriend and I both have accounts and have ‘teamed up’ so we can work towards our goal together while still having our own savings. It makes saving fun! Reviewed on: 7th March 2026

Very easy to deal with and fantastic rates, user fri...

5
Very easy to deal with and fantastic rates, user friendly app Reviewed on: 7th March 2026

Terrific Tembo

5
Tembo has been a fantastic service provider. The app is user friendly and intuitive, with lots of helpful information for first time buyers. It is easy to navigate and see how your money is building. Pairing accounts with my partner was seamless. The dedicated consultant has been an immense help with starting our journey! thank you Reviewed on: 7th March 2026

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