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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.78 (3161 reviews)

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4.78

Based on 3,161 reviews, last reviewed 9th Jun 2026

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Best LISA provider Had LISA with Tembo and used their services to get mortgage via Barclays. Reviewed on: 9th June 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3161)

Clear goals, supportive start

I’m still early in my journey with Tembo, especially as I’m managing some financial challenges at the moment, but the Lifetime ISA has helped me stay focused and motivated. The app makes my goal feel realistic rather than overwhelming, which is really important to me right now. Everything is clear and easy to understand, and it’s helping me keep saving consistently. My long-term plan is to apply for a mortgage with Tembo, and so far this feels like the right place to build towards that. Reviewed on: 3rd February 2026

Easy and helpful

It's easy to open and manage and there is lots of helpful advice for all stages of the house-buying process, especially if you don't know much about it Reviewed on: 3rd February 2026

Great savings account for first time buyers!

Great savings account for first time buyers! Reviewed on: 3rd February 2026

Tembo offered a good rate on return both for the lif...

Tembo offered a good rate on return both for the lifetime and cash ISAs which attracted me in the first instance and the service has been great since then. Would highly recommend to others Reviewed on: 3rd February 2026

Thanks Tembo

Tembo has encouraged me to save for a deposit by making the app easy to use and such friendly customer service. I feel motivated to keep going with the encouraging notifications and find the instructional guidance really informative and easy to follow too! Reviewed on: 3rd February 2026

Great app, easy to use, quick to withdraw.

Great app, easy to use, quick to withdraw. Easy to deposit. Reviewed on: 3rd February 2026

Great way to save money

Never regretted opening Tembo. Great rate and easy to use app. Have not found anything I do not like yet. So far, recommended to everyone. Reviewed on: 3rd February 2026

Amazing rates and clear and easy to use.

Amazing rates and clear and easy to use. Reviewed on: 3rd February 2026

I can’t fault it in any way. Amazing LISA

I can’t fault it in any way. The app is very easy to navigate and handle. I haven’t had any issues requiring to ask customer service for anything but the interest rate is definitely the best out there. Reviewed on: 3rd February 2026

Using TEMBO

I transferred from Moneybox due to having the best rates around and they handled the transfer and all subsequent payments in and out well and quickly. It’s really easy to use and I’ve recommended to many friends Reviewed on: 3rd February 2026

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