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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,951 reviews, last reviewed 8th Feb 2026
124700% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Excellent communication Easy to move money into. Regular updates via email when things are changing e.g. when the new government budget and changes to rates with Bank of Engl... Read more Reviewed on: 8th February 2026
Rachel C's avatar
Rachel C

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1951)

The 25% bonus is good, the app is user friendly

4
The 25% bonus is good, the app is user friendly Reviewed on: 18th March 2024

Easy to use app & brilliant way to save for...

5
Easy to use app & brilliant way to save for a house Reviewed on: 18th March 2024

Great interface and easy usability

5
Great interface and easy usability Reviewed on: 18th March 2024

They deliver!

5
Been with Tembo lifetime ISA they deliver what they say they deliver. Rates have been in the highest on the market. Government bonuses are paid in time each month. The app is intuitive. Definitely recommend! Reviewed on: 18th March 2024

Great, user-friendly way to save!

5
A great way to save for a first house, awesome customer service and so user-friendly. Plus, all the wee blogs they post are so helpful. Reviewed on: 18th March 2024

They have helped me save much more

5
They have helped me save much more than i could've without the app and given me lots if helpful information. Reviewed on: 18th March 2024

Interest rates always in your interest!

5
Tembo: Lifetime ISA is a great first step into buying your first home! The interest rate is always in your interest and I love the team up feature which lets you join savings accounts with your partner. Great! Reviewed on: 18th March 2024

Works well so far.

4
Works well so far. Used the investment option rather than interest. This has been okay. Haven’t used for a long time but seems good other than minor app glitches Reviewed on: 18th March 2024

I found it really hard to save before the Tembo app.

5
I found it really hard to save before the Tembo app. Being able to see the interest and gov bonus added every month is such a motivating push. All the info links are great too and really helps you make sense of things. Reviewed on: 18th March 2024

Recently opened up a LISA

5
Recently opened up a LISA, super easy to manage in the app Reviewed on: 18th March 2024

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