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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1983 reviews)

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4.91

Based on 1,983 reviews, last reviewed 18th Feb 2026

127600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

I’ve had a great experience with Tembo while saving... I’ve had a great experience with Tembo while saving for my first home. The app is easy to use, the interest rate is competitive, and the customer supp... Read more Reviewed on: 18th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1983)

Tembo took over from Nude

Tembo took over from ‘Nude’. Was a seamless transition. With an interest rate increase and a higher one to follow for Tembo plus members. It’s a no brainier. Reviewed on: 18th March 2024

Why you should get Tembo

Tembo is really easy to setup and is very encouraging to save up, id recommend Tembo is anyone trying to save for there first home, On top of the 25% from the government Tembo also give 4.3% interest which I think is great, it really is a no brainer Reviewed on: 18th March 2024

Really easy to use and they are very quick to respon...

Really easy to use and they are very quick to respond if you have any problems!! Reviewed on: 18th March 2024

Every question asked was swiftly answered and resolv...

Every question asked was swiftly answered and resolved very quickly, never had such reliable service with any customer service Reviewed on: 18th March 2024

a very user friendly app and all needed information...

a very user friendly app and all needed information were already in the app. Reviewed on: 18th March 2024

Tembo gives a good insight of how long it will take...

Tembo gives a good insight of how long it will take to save up the deposit required to buy the wanted house. They also offer a mortgage calculator allowing calculation of the value of house you can purchase based on your income and deposit. Furthermore, the calculator provides an estimation of the rates and monthly cost which helps a lot in giving a good idea of the monthly cost of the mortgage. Reviewed on: 18th March 2024

Great app for a naive 30 year old!

I had no idea what I was doing until I came across Tembo. This app helped me understand mortgages, what I needed to save to buy in my area and how long it will take me. As a first time buyer it’s very daunting but this app really helped me to understand my money. Reviewed on: 18th March 2024

Great work!

Great work! Looking forward to saving! Reviewed on: 18th March 2024

Very easy app to manage, keeps you informed of all t...

Very easy app to manage, keeps you informed of all the savings and ways to save money, you can track your progress easily and edit it anytime, additionally, you can save money with someone else and track the shared progress but your money is in your account, not like a joint account!! Really good value overall. Reviewed on: 18th March 2024

Would recommend, best cash Lifetime ISA without any...

Would recommend, best cash Lifetime ISA without any restrictions or penalties on withdrawals. Reviewed on: 18th March 2024

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