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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1992 reviews)

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4.91

Based on 1,992 reviews, last reviewed 3rd Mar 2026

128500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Tembo LISA I have been saving with Tembo using their lifetime ISA. It was easy to set up and the app is easy to use. I like that it sends you notifications when ... Read more Reviewed on: 3rd March 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1992)

Review of the Tembo Money, Lifetime ISA:

Interesting interest rates!

I moved my lifetime ISA to Tembo & haven’t looked back, they’ve increased the Lifetime ISA interest rate 3 times in a row when other providers have decreased theirs…not much wonder they are the Lifetime ISA the market leader! Reviewed on: 21st January 2025

It has been good, a bit confusing in when I get my i...

It has been good, a bit confusing in when I get my interest but the app is very easy to use. Reviewed on: 4th February 2026

Great experience really easy to use

Great experience really easy to use Reviewed on: 4th February 2026

The best way to save!

Since joining Tembo, I have developed a broader understanding on savings accounts and my ability to save has drastically improved! It’s insights into lifetime ISAs has also helped my foresight into when I will be able t buy. It has been a complete game changer for me! Thank you! Reviewed on: 4th February 2026

Easy, intuitive, encouraging in saving for your next...

Easy, intuitive, encouraging in saving for your next big goal Reviewed on: 4th February 2026

Tembo is a trustworthy provider for LISA, I love tha...

Tembo is a trustworthy provider for LISA, I love that how much information it shares with us - whether it’s interest rate or policy updates. I also think the Tembo app is really easy to use and nicely designed. Reviewed on: 4th February 2026

Very easy to set up a LISA.

Very easy to set up a LISA. Lots of informative emails and updates, especially after the 2026 budget Reviewed on: 4th February 2026

Simply the best

Fantastic experience from top to bottom, providing professional services with immense security. Reviewed on: 4th February 2026

Simple, transparent and genuinely helpful LISA provider

My experience with Tembo has been genuinely positive from the start. The platform is easy to use, clearly designed, and doesn’t feel overwhelming like some finance apps can. Everything is explained in a simple, understandable way, which makes managing a Lifetime ISA feel far less intimidating. What I’ve really appreciated is how transparent Tembo is about saving, bonuses, and long-term goals. The app helps you understand not just where your money is, but what it’s actually doing for you in the long run. The guidance feels supportive rather than pushy, and the information provided is genuinely useful rather than confusing financial jargon. The overall experience feels modern, trustworthy, and user-focused. It’s clear that Tembo is built around helping customers make better financial decisions, not just selling products. While no platform is perfect, Tembo stands out for its clarity, usability, and customer-first approach. I’d absolutely recommend Tembo to anyone looking for a Lifetime ISA provider that feels accessible, well-designed, and genuinely supportive of long-term saving goals. Reviewed on: 4th February 2026

Tembo review

Tembo have provided relatively competitive interest rates with no "one year only" bonuses. Customer services via their app has been good so far with response times acceptable and queries adequately answered Reviewed on: 4th February 2026

Easy to set up - fool proof

Easy to set up, and you get notifications when the interest has arrived which is always a nice pick me up mid month. They are also honest about fluctuating interest rates so you can anticipate changes to the amounts. Honest banking Reviewed on: 4th February 2026

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