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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,115 reviews, last reviewed 17th Mar 2026
228800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

overall happy I have never used the customer service, the app interface is good, the interest rates are good. Reviewed on: 17th March 2026
OllyG's avatar
OllyG

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3115)

Review of the Tembo Money, Lifetime ISA:

Excellent, ever-improving company

5
Excellent, ever-improving company Reviewed on: 25th January 2025

Used for our lifetime ISA and also their mortgage ad...

5
Used for our lifetime ISA and also their mortgage advice, we’re due to exchange and complete soon! Reviewed on: 3rd February 2026

Great, the app is easy to use and customer service i...

5
Great, the app is easy to use and customer service is quick to respond and very helpful. Reviewed on: 3rd February 2026

My first ever ISA - Tembo has made it easier with in...

5
My first ever ISA - Tembo has made it easier with info emails and free seminars about mortgages and savings Reviewed on: 3rd February 2026

Very useful mix of mortgage and finance

5
Very useful mix of mortgage and finance Reviewed on: 3rd February 2026

Very good customer service and great product.

5
Very good customer service and great product. Very helpful for a first time buyer. Reviewed on: 3rd February 2026

great experience

5
I’ve only been paying into Tembo for a few months but I’ve already had such a positive experience and I feel more confident that I can reach my savings goal with their help. Reviewed on: 3rd February 2026

Its a fantastic app from!

5
Its a fantastic app in general, but also it feels like they truly care about their users and want them to be in the loop about latest trends, changes and financial news. Reviewed on: 3rd February 2026

Black Friday Switching Incentive

5
The £100 switching incentive for Black Friday was great, and I feel much more confident having my Lifetime ISA with a mortgage broker who can support me when I’m ready to buy. Reviewed on: 3rd February 2026

Top experience with Tembo!

5
I have been with Tembo for about 6 months now, and it has been extremely easy to use, the app itself gives me all the information I need in a very accessible manner, including price/affordability and timeline predictions, which I find super helpful. I am kept well in the loop via emails - which is important to me specifically when handing the handling of my money over to an external presence. The bottom line and most important factor is, I feel like my money is safe with Tembo - mostly due to accessibility and transparency. Cheers Tembo! Reviewed on: 3rd February 2026

Tembo review

5
Tembo is very easy to use and has really nice interest rates that help me save the most money. The customer service is also great as well Reviewed on: 3rd February 2026

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