Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.90
Based on 3,122 reviews, last reviewed 20th Mar 2026
229400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

It's been great so far. It's been great so far. As someone new tonsavings and Investment Tembo has offered me flexibility and Great rates. Reviewed on: 20th March 2026
Daniel O's avatar
Daniel O

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3122)

Review of the Tembo Money, Lifetime ISA:

Excellent, ever-improving company

5
Excellent, ever-improving company Reviewed on: 25th January 2025

Really easy to open account up, good rates!

5
Really easy to open account up, good rates! Reviewed on: 3rd February 2026

Tembo’s LISA is really easy to set up and use, and i...

5
Tembo’s LISA is really easy to set up and use, and it’s easy to keep track of your contributions for the year, how much interest you have earned, and how much of your ISA allowance is remaining for the tax year. Reviewed on: 3rd February 2026

Tembo is a fantastic platform.

5
Tembo is a fantastic platform. Highly recommend and no issues when using for the last 2 years. Superb! Reviewed on: 3rd February 2026

Reallly good easy to use, no issues with it, easy to...

5
Reallly good easy to use, no issues with it, easy to set up deposits Reviewed on: 3rd February 2026

Easy to use, good interest rate.

5
Easy to use, good interest rate. Would recommend. Reviewed on: 3rd February 2026

Great lifetime ISA

5
Tembo are great at providing their financial services with solid interest rates throughout the year great communication and their lifetime ISA is easy to understand and simple, simple. Reviewed on: 3rd February 2026

Tembo has great insights for savers

5
Tembo has been invaluable in helping me save for my first flat. I love the function where you can set a goal, see your progress and get information on potential mortgage costs and terms. Reviewed on: 3rd February 2026

Asked a couple of questions, team responds fairly qu...

5
Asked a couple of questions, team responds fairly quickly when online and answers questions well. Interest and bonus paid in well. Other services are good too Reviewed on: 3rd February 2026

straight forward and efficient

5
Savings are easy to keep track off and the timeline updates to when I should be able to buy have been useful for future planning, app is easy to use and straight forward. Big fan! Reviewed on: 3rd February 2026

Transparent and Helpful

5
Very easy to use, lots of facilities to help understand the process (particularly good as a first time buyer) and clear updates on changes (such as interest rates) and government policy. Reviewed on: 3rd February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products