Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.90
Based on 3,122 reviews, last reviewed 20th Mar 2026
229400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

It's been great so far. It's been great so far. As someone new tonsavings and Investment Tembo has offered me flexibility and Great rates. Reviewed on: 20th March 2026
Daniel O's avatar
Daniel O

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3122)

Review of the Tembo Money, Lifetime ISA:

Excellent, ever-improving company

5
Excellent, ever-improving company Reviewed on: 25th January 2025

Super easy to use for young people

5
Really easy and smooth experience when opening my Lifetime ISA for a house deposit and the customer service is second to none. Leading interest rates make Tembo a really strong choice for anyone and my personal choice of provider Reviewed on: 3rd February 2026

Easy to use, easy on the eyes, easy on the wallet.

5
It was an easy sign up process, no fluff. Great interest rates and a really easy to use app with features that make visualising savings goals accessible and straight forward, including linking to a saving partner and entering estimated home price. When I referred my parter to sign up she had some issues due to NI number mistakes but the customer service team were really helpful in getting it resolved in a quick and effective manner. Reviewed on: 3rd February 2026

Better features than other providers

5
Great to see how much you can top up and how much government bonus you have left to claim. Reviewed on: 3rd February 2026

Best Lisa service available.

5
Best Lisa service available. Ease to use with well put together app Reviewed on: 3rd February 2026

Great Support and Easy to Use

5
Great support while saving up for deposit on first house. Easy to team up with significant other and track savings together. Reviewed on: 3rd February 2026

easy and fast.

5
easy and fast. very clear. contacted customer service and they replied swiftly Reviewed on: 3rd February 2026

Great way to manage your LISA with great added eleme...

5
Great way to manage your LISA with great added elements that cover your needs. The shared target option and family support options provide nice ways of having a casa mmon goal with your spouse, as well as letting your extended family lend a hand. Reviewed on: 3rd February 2026

Very easy to use

5
Very easy to use, great service, straight forward Reviewed on: 3rd February 2026

Tembo app is users friendly and I get interest on my...

5
Tembo app is users friendly and I get interest on my money Reviewed on: 3rd February 2026

A Straightforward and use full saving app

5
It has been so straightforward to open an account and add money to it. Their app is great for showing you how much interest you get and how much of the government bonus you have claimed. They also offer amazing tools that help with buying you first home. Reviewed on: 3rd February 2026