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Tembo Money: Lifetime ISA reviews

4.78
Based on 3,161 reviews, last reviewed 9th Jun 2026
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Best LISA provider Had LISA with Tembo and used their services to get mortgage via Barclays. Reviewed on: 9th June 2026
Zeeshan's avatar
Zeeshan

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3161)

It’s been an incredible safety net!

5
I’ve used it for a few years to save money and have had a really positive experience Reviewed on: 3rd February 2026

I shout Tembo from the Roof Tops!

5
I haven't used a bank before that provides so much transparency and information at your finger tips, in an easily readable and understanding format. I absolutely love this app and bank and I'm rather addicted to it. The service they provide me goes above and beyond, it usually is that when a bank meets a customers expectations you don't really hear about it, when a bank doesn't do great, you hear about it, but this bank does amazing and I tell everyone I know about it. I very nearly missed out on the great offer of Lifetime ISA as I nearly hit 40 years old, and I'm so grateful to Martin Lewis Money Expert, who recommended this bank..Thank you all so much. Reviewed on: 3rd February 2026

Such a helpful and informative service!

5
Fantastic service, app is so informative and great at providing useful information. I haven’t had to cash out my LISA yet so i can’t comment on that process but i’m very pleased i opened an account with Tembo! Reviewed on: 3rd February 2026

Excellent user experience and offers

5
The user experience is very friendly, and it offers much higher savings interest rates compared to the providers I used previously. Everything counts! I have full faith in Tembo. Reviewed on: 3rd February 2026

User friendly

5
Straightforward to set up, useful app, helpful email updates Reviewed on: 3rd February 2026

Good product, good offer, good value

5
Good product, good offer, good value Reviewed on: 3rd February 2026

Easy to use

4
Easy to use but there was a bug when I was transferring in which delayed the proces. Nice to get a free property report on a potential buy Reviewed on: 3rd February 2026

Tembo makes me feel hopeful about my financial future!

5
Tembo is a secure way for me to save my money. With the gov bonus, I feel like I’m actually saving money for my future! Reviewed on: 3rd February 2026

Excellent!

5
Easy to use app, good interest rate, motivational, relevant additional info supplied, recommend a friend scheme, clear payments shown and it updates regularly to help stay on track, calculates predictions for when you’ll have enough for deposit. Overall really happy so far! Reviewed on: 3rd February 2026

Super easy to use for young people

5
Really easy and smooth experience when opening my Lifetime ISA for a house deposit and the customer service is second to none. Leading interest rates make Tembo a really strong choice for anyone and my personal choice of provider Reviewed on: 3rd February 2026

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