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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,153 reviews, last reviewed 27th Apr 2026
23020% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Can't recommend enough We wouldn't be able to buy our first house without them! Everyone has been so helpful and communicative the whole journey. Reviewed on: 27th April 2026
Claudia L's avatar
Claudia L

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3153)

Easily accesible and great rates

5
Tembo is very easily accesible so that I can manage my account from the app any time. The interest rates are very good as is the customer service. I would definitely recommend Tembo to friends, especially given that you get a referral bonus for every friend who sets up an account. Reviewed on: 6th March 2026

Great Lifetime ISA Service

5
I’ve been very pleased with Tembo, their services and their rates and would recommend them as a Lifetime ISA provider. I also like all the little extra services they provide for planning and saving for my first home. Reviewed on: 6th March 2026

It’s been good so far.

5
It’s been good so far. Tembo gives you your interests when due. Although it took them a while before giving me my referral reward Reviewed on: 6th March 2026

Very simple to use and instinctive.

5
Very simple to use and instinctive. Clear instructions and good rates. Reviewed on: 6th March 2026

Great service

5
Very easy to set up. When I did have questions regarding transactions they were so helpful and explained everything I needed to know. Customer service was quick to get back to me. Reviewed on: 6th March 2026

I had a very easy user friendly experience with Tembo.

5
I had a very easy user friendly experience with Tembo. I highly recommend using it for savings and First Time buyers. Reviewed on: 6th March 2026

Great Experience

5
It has been a great experience overall and will be sticking with Tembo for the foreseeable future! Reviewed on: 6th March 2026

Best LISA provider

5
I began saving for my house deposit 12 months ago. Their customer service is always so swift (first reply within 48 hours), their interest rate is one of the highest in the market, and their email updates about the wider mortgage market are really invaluable. Reviewed on: 6th March 2026

Great Experience with Tembo LISA

5
Tembo’s Lifetime ISA has been easy to use and straightforward from the start. The app is clear, the setup was quick, and everything is well‑explained. I appreciate the transparency on fees and how the account works. Customer support has also been helpful and responsive. Overall, a smooth and reliable service. Reviewed on: 6th March 2026

Go beyond the task

5
When I going through a difficult time financially. They supported me very well and even reassured me that I can still keep my account and be able save again when I become financially stable again. That to me made me very happy to have that support and not look down on because of my current situation. Reviewed on: 6th March 2026

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