Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.91
Based on 1,983 reviews, last reviewed 18th Feb 2026
127600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a great experience with Tembo while saving... I’ve had a great experience with Tembo while saving for my first home. The app is easy to use, the interest rate is competitive, and the customer supp... Read more Reviewed on: 18th February 2026
David S's avatar
David S

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Review Tembo Money: Lifetime ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Tembo Money Lifetime ISA reviews (1983)

Once setup it just works as expected

5
Started putting money in monthly at a low amount. Easy to set up. Then put in the full amount for LISA and chilled for rest of the year. Will do it again this year. Nothing to complain about. Reviewed on: 3rd February 2026

Efficient

5
The best thing about Tembo is its efficient and modern app, it’s very easy to use. You can see the interest you’ve accumulated daily which I also find fantastic. All round 10/10! Reviewed on: 3rd February 2026

Helping me save for a house.

5
Helping me save for a house. I have learnt the value of money. Reviewed on: 3rd February 2026

Overall Great Communication with App improvements

4
Great for being able to get clear view on progress for saving LISA towards first home. App can be a little confusing to navigate but once you know where to go to find the information the information available is really helpful. The notifications and email contact are relevant and helpful. Reviewed on: 3rd February 2026

Nice platform and helpful for a first time buyer

4
Nice platform and helpful for a first time buyer regular emails related to the ISA so always feel informed Reviewed on: 3rd February 2026

good service

5
good service and i strongly recommend Tembo. Less service charges Reviewed on: 3rd February 2026

Great service from start to finish, treated as valua...

5
Great service from start to finish, treated as valuable customer throughout and provided with faultless advice, helped me and my partner buy our first house and cleared up a lot of our naivety, wouldn’t think twice about recommending. Reviewed on: 3rd February 2026

Highly recommend

5
Easy and trouble free to open or transfer account. Good app interface intuitive and easy to navigate. Brilliant support and advice services available and accessible. Also good communication and updates and reminders etc zero issues or problems thus far and would highly recommend. Reviewed on: 3rd February 2026

A really engaging and easy-to-use app that has genui...

5
A really engaging and easy-to-use app that has genuinely helped me save more, and even increase the amount I put away. Being able to clearly see my goals alongside my current balance and benefits is really motivating and makes me want to keep saving. I love that you can set your own goals so you always know exactly what you’re working towards. There’s also plenty of helpful mortgage advice throughout the saving journey, which helps you feel prepared and confident when the time comes to apply for a mortgage. Reviewed on: 3rd February 2026

I love it.

5
I love it. Super easy to manage! Reviewed on: 3rd February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products