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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,992 reviews, last reviewed 3rd Mar 2026
128500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
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1%
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0%
1 star
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0%

Latest highest rating:

5

Tembo LISA I have been saving with Tembo using their lifetime ISA. It was easy to set up and the app is easy to use. I like that it sends you notifications when ... Read more Reviewed on: 3rd March 2026
Daisy 's avatar
Daisy

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1992)

Review of the Tembo Money, Lifetime ISA:

Best rates

5
Best rates and helps the other ISA is easy access. Reviewed on: 24th January 2025

I had great difficulty post moving my LISA account t...

5
I had great difficulty post moving my LISA account to Tembo from another provider, however the team worked on it and made sure it is fixed end to end. They kept me posted about all the next actions until it is resolved Reviewed on: 3rd February 2026

10/10!!!

5
Such friendly customer service, really really easy to understand app. Absolutely brilliant Reviewed on: 3rd February 2026

Very satisfied with my experience

5
I was very happy with Tembo as a LISA provider, for their interest rate and the couple of times I had to contact their customer service during the purchase of my first home. They were very responsive and helpful, and the process to draw down my LISA funds was straightforward and quick. I am very satisfied with my experience. Reviewed on: 3rd February 2026

Not just for new customers

5
Great interest rate that doesn't just drop after a year Reviewed on: 3rd February 2026

Really easy to use and amazing way to save.

5
Really easy to use and amazing way to save for a house or just to keep your money safe. Always kept updated on things such as if interest rates change. Also really easy to refer someone and the rewards and opportunities are really good. Reviewed on: 3rd February 2026

Tembo have been a great support

5
Tembo have been a great support in my home saving journey. From the helpful time to buy feature in app and the easy mortgage calculator Tembo makes saving and goal setting simple. Reviewed on: 3rd February 2026

Been able to put money aside without even noticing it.

5
Been able to put money aside without even making any Reviewed on: 3rd February 2026

LISA and Cash ISA

4
I use Tembo for LISA and Cash ISA, because it was the best interest rate offer at the time for me compared to other banks, that also offers an easy set up and user interface. I haven’t yet used mortgage advice but for general queries they’ve been helpful! They’re well rated so I feel reliable and they’re quick to respond for customer support Reviewed on: 3rd February 2026

Feature full and best rates

5
Been saving for a Lifetime ISA. I like how I can me and my partner can both save into our own accounts, and we can combine out savings. The tracker is great too. The emails are not too much, and they are useful, talking about parliament decisions that can affect the ISA, so are really good to know. Reviewed on: 3rd February 2026

Great way to save toward a deposit, really simple ap...

5
Great way to save toward a deposit, really simple app to use. Definitely recommend to everyone wanting to open a LISA account. Also very handy it shows to how much left to save until hitting your target. Reviewed on: 3rd February 2026