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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,993 reviews, last reviewed 4th Mar 2026
128600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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92%
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7%
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1%
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0%
1 star
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0%

Latest highest rating:

5

This has been the best place to start saving for my... This has been the best place to start saving for my first home. Reviewed on: 4th March 2026
Lewis T's avatar
Lewis T

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (1993)

Excellent and easy set up on the app, user friendly...

5
Excellent and easy set up on the app, user friendly and quick Reviewed on: 3rd February 2026

Effortless saving

5
Transferred over for the bonus and it was a very smooth process Reviewed on: 3rd February 2026

Tembo is great!

5
Tembo is great! Easy to navigate through the menus and see savings progress! I use it for the LISA for savings toward my first home, and i highly recommend this product to all of my friends and family that are also saving towards their first home. Reviewed on: 3rd February 2026

Their interest rate is perfect that will help me to...

5
Their interest rate is perfect that will help me to get my house Reviewed on: 3rd February 2026

nice and simple

4
Setup experience was easy to do and setting up the direct debit was easy, my only complaint is the lack of flexibility with the dates available for direct debits, 14th is the day before pay day and the 21st is almost a week later, I prefer having everything come out on pay day or the day after to make it clear what money I have left over Reviewed on: 3rd February 2026

Tembo are a great option for a lifetime ISA.

5
Tembo are a great option for a lifetime ISA. The app is really helpful to be able to manage saving a home deposit and there is a lot of useful information on the app to learn about mortgages. The user interface of the app is also really nice and make it simple. They also have a good interest rate Reviewed on: 3rd February 2026

Very helpful

4
The staff have been really helpful in educating us about how to buy a house the steps involved as we are first time buyers. Would definitely recommend people to use them for their lifetime isa. They also offer some good incentives. Reviewed on: 3rd February 2026

Very good interest rates, easy to use app, useful ad...

5
Very good interest rates, easy to use app, useful additional information Reviewed on: 3rd February 2026

Good rates but lacks functionality when transferring...

3
Good rates but lacks functionality when transferring ISAs to and from Tembo. They make it difficult to manage your money in the way you want to. Reviewed on: 3rd February 2026

Brilliant

5
love the fact i can see all up to date amounts and rewards Reviewed on: 3rd February 2026

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