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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.77 (3163 reviews)

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4.77

Based on 3,163 reviews, last reviewed 20th Jul 2026

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

1 star

Latest highest rating:

5

Perfect for First Time Buyers Got a Mortgage through Tembo as they offered free brokerage with my Lifetime ISA account. The level of care was genuinely amazing, and as first time b... Read more Reviewed on: 20th July 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

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Tembo Money Lifetime ISA reviews (3163)

Great for lifetime isa

Only wish I switched to tembo for my LISA earlier as their rates are more competitive than my previous provider.. Would give five star but was not impressed with the mortgage side. When I tried to remortgage I was not able to do so due to my bad credit history from more than 6 years ago. My credit is excellent now and has been for last 6 years but despite that they still could not take me to one of their lenders. Reviewed on: 5th March 2026

Very easy to use.

Very easy to use. Girlfriend had an issue with overpaying her £4000 and they helped her sort it out. Reviewed on: 5th March 2026

Easy and trusting

I have found Tembo so easy and effortless to use for my Lifetime ISA. I feel I can trust my money in Tembo accounts Reviewed on: 5th March 2026

Tembo is excellent for young buyers

Tembo has made it a lot easier for us to get onto the property ladder, as young buyers. It is very easy to set up and easy to manage your payments each month, adding more when we’re able to. They set out clear guidelines on how long it will take to save up for your deposit, with a service to help in getting a mortgage too. They’re definitely a must for young buyers wanted to get on the property ladder. Reviewed on: 5th March 2026

Great service, always quick to answer and the app wo...

Great service, always quick to answer and the app works seemlessly. Reviewed on: 5th March 2026

I’ve had a really positive experience with Tembo Money.

I’ve had a really positive experience with Tembo Money. The platform is easy to use and the savings rates are competitive compared to many traditional banks. Their focus on helping first-time buyers is great, especially with features like Lifetime ISAs and mortgage support. Customer service has also been helpful and responsive whenever I’ve had questions. Overall, it’s a solid option if you’re saving for a home or looking for better savings products. Reviewed on: 5th March 2026

Good conditions, great customer service, just wished...

Good conditions, great customer service, just wished it was easier to pay in money (my bank account is with a smaller, less known bank which makes this tricky) Reviewed on: 5th March 2026

Simple and easy to use the app and good customer ser...

Simple and easy to use the app and good customer service. fairly competitive rates but could be better Reviewed on: 5th March 2026

saving for our first home

Love Tembo, My Wife and I are using the platform to save for our first home and love that we can do that together. Also love that I can pause for months i'm not able to pay in and it shows us how far we are from the goal etc. Overall really amazing platform. Reviewed on: 5th March 2026

Great interest rate, easy to use app

Great interest rate, easy to use app Reviewed on: 5th March 2026

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