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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1993 reviews)

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4.91

Based on 1,993 reviews, last reviewed 4th Mar 2026

128600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

This has been the best place to start saving for my... This has been the best place to start saving for my first home. Reviewed on: 4th March 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1993)

Review of the Tembo Money, Lifetime ISA:

Interesting interest rates!

I moved my lifetime ISA to Tembo & haven’t looked back, they’ve increased the Lifetime ISA interest rate 3 times in a row when other providers have decreased theirs…not much wonder they are the Lifetime ISA the market leader! Reviewed on: 21st January 2025

Very easy to set up, great interest rate, clear comm...

Very easy to set up, great interest rate, clear communication from the company and lots of useful information on the app about all things money/house-buying etc. Reviewed on: 3rd February 2026

I like because tempo help to save more money

I like because tempo help to save more money Reviewed on: 3rd February 2026

Great rates and good interface

Very clear interface and heady to use and with correct security measures. The only downside is it’s not flexible Reviewed on: 3rd February 2026

Quick efficient process to transfer.

Quick efficient process to transfer. All my questions were responded to quickly. I've recommended the bank to friends and family Reviewed on: 3rd February 2026

Great rates

Good, simple. I like how there is no introductory rate, just a good flat rate. Much prefer it this way Reviewed on: 3rd February 2026

I have been using tembo for over a year now and I ca...

I have been using tembo for over a year now and I can confirm they are the best . Customer service, savings rate,the way they communicate with you and make you feel included and understand what is happening to or about your money. They are just excellent in their service. Reviewed on: 3rd February 2026

Really generous interest, and lovely, quick response...

Really generous interest, and lovely, quick responses from staff when we've asked questions. Reviewed on: 3rd February 2026

Tembo has been easy to use and navigate to help meet...

Tembo has been easy to use and navigate to help meet start saving for a property. Reviewed on: 3rd February 2026

It was very easy to set up an account, and I find th...

It was very easy to set up an account, and I find the features on the app very helpful for understanding the process of saving for a house as a young person. Reviewed on: 3rd February 2026

Stress free first home saving.

My experience with Tembo has been excellent. The Lifetime ISA is easy to understand and manage, and the app/online platform is clear and user-friendly. I found the information provided to be transparent and genuinely helpful, especially when comparing options and understanding how to maximise the government bonus. Customer support has been responsive and knowledgeable whenever I’ve had questions, which really builds confidence when saving for something as important as a first home. Overall, Tembo has made the process feel simple, reassuring, and well supported. Reviewed on: 3rd February 2026

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