Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.91
Based on 1,993 reviews, last reviewed 4th Mar 2026
128600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

This has been the best place to start saving for my... This has been the best place to start saving for my first home. Reviewed on: 4th March 2026
Lewis T's avatar
Lewis T

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1993)

Review of the Tembo Money, Lifetime ISA:

Great value and easy to use app

5
Very straightforward and the app is great and easy to use. Value for money with a rate of 4.8% in my opinion. Reviewed on: 26th January 2025

Easy to use and good communication

5
Easy to use and good communication Reviewed on: 3rd February 2026

Great rates.

5
Great rates. Great customer service Reviewed on: 3rd February 2026

Brilliant Customer Service

5
I transferred a lifetime ISA across from Moneybox and the Tembo team completed this incredibly quickly and kept me notified with updates regularly, a true 5 star experience. Reviewed on: 3rd February 2026

All round great experience with Tembo

5
Great interest on my savings, much higher than other providers I researched. Have recommended Tembo to others, 3 of which have already signed up and love it! I had a query about transferring portfolios and the customer services was quick and helpful. App is also really easy to use. Reviewed on: 3rd February 2026

Great app functionality, switched due to better inte...

5
Great app functionality, switched due to better interest rates from moneybox, have told many friends about Tembo. So easy to use! Reviewed on: 3rd February 2026

Tembo for the win!

5
I’ve been using Tembo now for a few months, the experience has been nothing but incredible. The app is extremely user friendly and flexible to your needs. Everything is clearly displayed and explained and the customer service is spot on! Reviewed on: 3rd February 2026

The app is very easy to use.

5
The app is very easy to use. The customer service is excellent and all round a great app. Loads of resources to help learn and understand. Reviewed on: 3rd February 2026

Cant rate Tembo enough.

5
Cant rate Tembo enough. The communication is on point all the time which i really appreciate. Reviewed on: 3rd February 2026

In the past I’ve not been the best with saving money...

5
In the past I’ve not been the best with saving money but with Tembo it’s helped me massively to save us for a house. Both me and my partner use Tembo and we both cannot fault it at all. Reviewed on: 3rd February 2026

Fantastic interest rate, easy to use online platform...

5
Fantastic interest rate, easy to use online platform, great customer service Reviewed on: 3rd February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products